Penn Credit
of continuous verified Texas bond history on the Texas Secretary of State register. Penn Credit currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about Penn Credit
| Fact | Value | Source |
|---|---|---|
| Headquarters | Harrisburg, PA | Named on: penncredit.com · Last checked: October 3, 2026 |
| Year founded | 1987 | Stated on: penncredit.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: penncredit.com · Last checked: October 3, 2026 |
| Debt types handled | Government, Tolling, Healthcare, Student & Education, Utilities, Telecommunications | Named on: penncredit.com · Last checked: October 3, 2026 |
| Website | penncredit.com | |
| Texas surety bond history | 21 years continuously bonded Active SoS File 20050207 · filed September 1, 2005 · Travelers Casualty and Surety Company of America · bond 775224618TX Canceled Close File SoS File 20000106 · filed June 9, 2000 · canceled June 26, 2001 · International Fidelity Insurance company · bond 294009 | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026 |
| New York license history | 6 years continuously licensed Active 2096480-DCA · filed September 23, 2020 Active 2096479-DCA · filed September 23, 2020 | Register: data.cityofnewyork.us · Last checked: September 29, 2026 |
| CFPB debt-collection complaints on record | 2,441 | CFPB database: consumerfinance.gov · Last checked: September 30, 2026 |
How to reach Penn Credit safely
From Penn Credit's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- 1-800-900-1380 Toll-free As shown on Penn Credit's own website, read October 6, 2026
- Pay online
- account.penncredit.com As linked from Penn Credit's own website, read October 6, 2026
- Write to
- Send check or money order to: Penn Credit Corporation PO Box 69703 As shown on Penn Credit's own website, read October 6, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about Penn Credit
Is Penn Credit licensed to collect debt in Texas?
Penn Credit has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050207), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.
Is Penn Credit licensed to collect debt in New York City?
Yes. Penn Credit holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2096480-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
Does Penn Credit have complaints on record?
The public CFPB Consumer Complaint Database records 2,441 debt-collection complaints referencing Penn Credit, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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