American Accounts & Advisers

Last checked: July 16, 2026

American Accounts & Advisers is a debt collection agency headquartered in Cottage Grove. It has held a Texas surety bond continuously for 28 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970515), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
28 years

of continuous verified Texas bond history on the Secretary of State register. American Accounts & Advisers currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 16, 2026

Verified facts about American Accounts & Advisers

FactValueSource
HeadquartersCottage Grove

Source: amaccts.com · Last checked: July 16, 2026

Year founded1986

Source: amaccts.com · Last checked: July 16, 2026

Company typeThird-party agency

Source: amaccts.com · Last checked: July 16, 2026

Debt types handledHealthcare, Financial Services, Commercial

Source: amaccts.com · Last checked: July 16, 2026

Websiteamaccts.com
Texas surety bond history
28 years continuously bonded
ActiveSoS File 970515· filed September 22, 1997

Register: direct.sos.state.tx.us · Last checked: July 16, 2026

CFPB complaints on record269

CFPB database: consumerfinance.gov · Last checked: July 16, 2026

Common questions about American Accounts & Advisers

Is American Accounts & Advisers licensed to collect debt in Texas?

Yes. American Accounts & Advisers has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970515), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 16, 2026.

Does American Accounts & Advisers have complaints on record?

The public CFPB Consumer Complaint Database records 269 debt-collection complaints referencing American Accounts & Advisers, as of July 16, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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