Collection law firms: verified bond records
Last updated: July 14, 2026 ยท Data last checked: July 15, 2026
verified bond filings on record for the law firms listed here, each checked against the Texas Secretary of State's public register.
Source: direct.sos.state.tx.us · Last checked: July 15, 2026
What makes a law firm different from a collection agency?
A collection law firm
Is a licensed law practice. It can send collection letters AND file suit in its own name for the creditor. Attorney conduct rules apply on top of debt collection law.
A collection agency
Collects by phone, letter and credit reporting. If a lawsuit is needed, it hands the account to a law firm. Same Texas bond requirement, same FDCPA rules.
Which collection law firms are verified?
Identical rules to the agency directory: firms are grouped by years continuously bonded on the Texas Secretary of State register (verified twice against the register's full filing history) and listed alphabetically within each band. No ordinal ranking, no scores, and nothing is for sale. Full rules in the methodology.
Grouped by years continuously bonded on the Texas Secretary of State register, most-established band first. Within each band, firms are listed alphabetically: no firm is ranked above another. Full rules in the methodology.
15-24 years continuously bonded (1)
| Firm | Verified bond history | Credentials | Source |
|---|---|---|---|
| Patenaude & Felix San Diego | 22 years | Bonded · TX | pandf.us · July 15, 2026 |
5-14 years continuously bonded (7)
| Firm | Verified bond history | Credentials | Source |
|---|---|---|---|
| Aldous & Associates Holladay | 14 years | Bonded · TX | aldouslegal.com · July 15, 2026 |
| Aldridge Pite Haan Atlanta | 5 years | Bonded · TX | aph-law.com · July 15, 2026 |
| Kimball Tirey & St John San Diego | 10 years | Bonded · TX | kts-law.com · July 15, 2026 |
| Law Office of Brett M. Borland Marietta | 9 years | Bonded · TX | bborlandlaw.com · July 15, 2026 |
| Linebarger Goggan Blair & Sampson Austin | 14 years | Bonded · TX | lgbs.com · July 15, 2026 |
| Mandarich Law Group Woodland Hills | 12 years | Bonded · TX | mandarichlaw.com · July 15, 2026 |
| Maury Cobb, Attorney at Law Birmingham | 12 years | Bonded · TX | bbb.org · July 15, 2026 |
Under 5 years continuously bonded (3)
| Firm | Verified bond history | Credentials | Source |
|---|---|---|---|
| Collection Attorneys USA Dallas | 3 years | Bonded · TX | causallc.com · July 15, 2026 |
| Pollack & Rosen Coral Gables | 2 years | Bonded · TX | pollackrosen.com · July 15, 2026 |
| Silverman Theologou North Bethesda | 2 years | Bonded · TX | silvermanlegal.com · July 15, 2026 |
Common questions about collection law firms
Is a letter from a collection law firm more serious than one from an agency?
Often, yes. A collection law firm can escalate to a lawsuit in its own name, so any letter that threatens suit should be taken seriously and answered within the stated deadline. You keep every right the FDCPA gives you, including the right to demand written validation of the debt, and attorney conduct rules apply to the firm on top of debt collection law.
Do collection law firms need the same Texas bond as agencies?
The firms listed on this page all hold an active Texas third-party debt collector surety bond on the Secretary of State register, the same instrument Texas Finance Code Chapter 392 requires of collection agencies, and this site verifies each filing history against the register the same way it does for agencies.
Why are law firms listed separately from collection agencies?
Accuracy. A law firm that regularly collects debts is a debt collector under the federal FDCPA (settled by the US Supreme Court in Heintz v. Jenkins, 1995), but calling a law practice a collection agency would be wrong, and the practical difference, that a firm can file suit directly, is exactly what a consumer needs to know first.
This page explains the law in general terms and is not legal advice. For advice about your situation, consult a licensed Texas attorney. Your rights and the statutes behind them are explained on our Texas debt collection law hub.