Patenaude & Felix
Last checked: July 15, 2026
This is a law firm, not a collection agency. A law practice that regularly collects debts is a debt collector under the federal FDCPA, and it can also file a lawsuit in its own name. That difference is why law firms are listed separately, on the collection law firms page, and never in the agency rankings.
of continuous verified Texas bond history on the Secretary of State register. Patenaude & Felix currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 15, 2026
Verified facts about Patenaude & Felix
| Fact | Value | Source |
|---|---|---|
| Headquarters | San Diego | Source: pandf.us · Last checked: July 15, 2026 |
| Company type | Collection law firm | Source: pandf.us · Last checked: July 15, 2026 |
| Website | pandf.us | |
| Texas surety bond history | 22 years continuously bonded ActiveSoS File 20150140· filed June 26, 2015 Canceled Close FileSoS File 20070163· filed July 23, 2007· canceled October 8, 2015 Canceled Close FileSoS File 20030132· filed July 22, 2003· canceled October 5, 2007 | Register: direct.sos.state.tx.us · Last checked: July 15, 2026 |
| CFPB complaints on record | 368 | CFPB database: consumerfinance.gov · Last checked: July 15, 2026 |
Common questions about Patenaude & Felix
Is Patenaude & Felix a collection agency or a law firm?
Patenaude & Felix is a law firm that collects debts, not a collection agency. A law practice that regularly collects debts is a debt collector under the federal FDCPA (Heintz v. Jenkins, 1995), and it holds the same Texas surety bond the state requires of agencies, but unlike an agency it can also file a lawsuit in its own name. This site lists collection law firms separately from agencies for that reason.
Is Patenaude & Felix licensed to collect debt in Texas?
Yes. Patenaude & Felix has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20150140), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 15, 2026.
Does Patenaude & Felix have complaints on record?
The public CFPB Consumer Complaint Database records 368 debt-collection complaints referencing Patenaude & Felix, as of July 15, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
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