Commercial Trade

Last checked: July 22, 2026

Commercial Trade is a debt collection agency headquartered in Bakersfield. It has held a Texas surety bond continuously for 13 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20220079), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

13 years

of continuous verified Texas bond history on the Secretary of State register. Commercial Trade currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 22, 2026

Verified facts about Commercial Trade

Fact	Value	Source
Headquarters	Bakersfield	Source: bbb.org · Last checked: July 22, 2026
Year founded	1967	Source: bbb.org · Last checked: July 22, 2026
Company type	Third-party agency	Source: bbb.org · Last checked: July 22, 2026
Debt types handled	Healthcare, Commercial	Source: bbb.org · Last checked: July 22, 2026
Texas surety bond history	13 years continuously bonded ActiveSoS File 20220079· filed June 21, 2022 Canceled Close FileSoS File 20130092· filed May 8, 2013· canceled July 20, 2022	Register: direct.sos.state.tx.us · Last checked: July 22, 2026
CFPB complaints on record	106	CFPB database: consumerfinance.gov · Last checked: July 22, 2026

Common questions about Commercial Trade

Is Commercial Trade licensed to collect debt in Texas?

Yes. Commercial Trade has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20220079), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 22, 2026.

Does Commercial Trade have complaints on record?

The public CFPB Consumer Complaint Database records 106 debt-collection complaints referencing Commercial Trade, as of July 22, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.