Merchants Credit Corporation

Last checked: July 20, 2026

Merchants Credit Corporation is a debt collection agency headquartered in Redmond. It has held a Texas surety bond continuously for 12 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20140079), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

12 years

of continuous verified Texas bond history on the Secretary of State register. Merchants Credit Corporation currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 20, 2026

Verified facts about Merchants Credit Corporation

Fact	Value	Source
Headquarters	Redmond	Source: merchantscredit.com · Last checked: July 20, 2026
Year founded	1937	Source: merchantscredit.com · Last checked: July 20, 2026
Company type	Third-party agency	Source: merchantscredit.com · Last checked: July 20, 2026
Debt types handled	Healthcare, Government, Financial Services, Commercial, Retail	Source: merchantscredit.com · Last checked: July 20, 2026
Website	merchantscredit.com
Texas surety bond history	12 years continuously bonded ActiveSoS File 20140079· filed March 31, 2014	Register: direct.sos.state.tx.us · Last checked: July 20, 2026
CFPB complaints on record	139	CFPB database: consumerfinance.gov · Last checked: July 20, 2026

Common questions about Merchants Credit Corporation

Is Merchants Credit Corporation licensed to collect debt in Texas?

Yes. Merchants Credit Corporation has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20140079), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 20, 2026.

Does Merchants Credit Corporation have complaints on record?

The public CFPB Consumer Complaint Database records 139 debt-collection complaints referencing Merchants Credit Corporation, as of July 20, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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