Southern Financial Systems

Last checked: July 22, 2026

Southern Financial Systems is a debt collection agency headquartered in Hattiesburg. It has held a Texas surety bond continuously for 4 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20210187), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

4 years

of continuous verified Texas bond history on the Secretary of State register. Southern Financial Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 22, 2026

Verified facts about Southern Financial Systems

Fact	Value	Source
Headquarters	Hattiesburg	Source: sfscollect.com · Last checked: July 22, 2026
Year founded	1998	Source: sfscollect.com · Last checked: July 22, 2026
Company type	Third-party agency	Source: sfscollect.com · Last checked: July 22, 2026
Debt types handled	Healthcare, Retail, Financial Services, Government, Utilities	Source: sfscollect.com · Last checked: July 22, 2026
Website	sfscollect.com
Texas surety bond history	4 years continuously bonded ActiveSoS File 20210187· filed December 13, 2021 Canceled Close FileSoS File 20000207· filed November 20, 2000· canceled November 14, 2005	Register: direct.sos.state.tx.us · Last checked: July 22, 2026
CFPB complaints on record	72	CFPB database: consumerfinance.gov · Last checked: July 22, 2026

Common questions about Southern Financial Systems

Is Southern Financial Systems licensed to collect debt in Texas?

Yes. Southern Financial Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20210187), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 22, 2026.

Does Southern Financial Systems have complaints on record?

The public CFPB Consumer Complaint Database records 72 debt-collection complaints referencing Southern Financial Systems, as of July 22, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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