Credit Recovery Systems
Last checked: July 27, 2026
of continuous verified Texas bond history on the Secretary of State register. Credit Recovery Systems currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 27, 2026
Verified facts about Credit Recovery Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Derby / West Seneca | Source: direct.sos.state.tx.us · Last checked: July 27, 2026 |
| Year founded | 2013 | Source: direct.sos.state.tx.us · Last checked: July 27, 2026 |
| Company type | Third-party agency | Source: direct.sos.state.tx.us · Last checked: July 27, 2026 |
| Texas surety bond history | 3 years continuously bonded ActiveSoS File 20220120· filed September 19, 2022 Canceled Close FileSoS File 20190064· filed April 22, 2019· canceled June 18, 2021 | Register: direct.sos.state.tx.us · Last checked: July 27, 2026 |
| CFPB complaints on record | 28 | CFPB database: consumerfinance.gov · Last checked: July 27, 2026 |
Common questions about Credit Recovery Systems
Is Credit Recovery Systems licensed to collect debt in Texas?
Yes. Credit Recovery Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20220120), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 27, 2026.
Does Credit Recovery Systems have complaints on record?
The public CFPB Consumer Complaint Database records 28 debt-collection complaints referencing Credit Recovery Systems, as of July 27, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.