Ingenuity RM

Last checked: July 27, 2026

Ingenuity RM is a debt collection agency headquartered in Bismarck. It has held a Texas surety bond continuously for 6 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20200076), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
6 years

of continuous verified Texas bond history on the Secretary of State register. Ingenuity RM currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Verified facts about Ingenuity RM

FactValueSource
HeadquartersBismarck

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Year founded2020

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Company typeThird-party agency

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Websiteingenuityrm.com
Texas surety bond history
6 years continuously bonded
ActiveSoS File 20200076· filed June 5, 2020

Register: direct.sos.state.tx.us · Last checked: July 27, 2026

CFPB complaints on record32

CFPB database: consumerfinance.gov · Last checked: July 27, 2026

Common questions about Ingenuity RM

Is Ingenuity RM licensed to collect debt in Texas?

Yes. Ingenuity RM has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20200076), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 27, 2026.

Does Ingenuity RM have complaints on record?

The public CFPB Consumer Complaint Database records 32 debt-collection complaints referencing Ingenuity RM, as of July 27, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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