Professional Choice Recovery

Last checked: July 27, 2026

Professional Choice Recovery is a debt collection agency headquartered in Lincoln. It has held a Texas surety bond continuously for 26 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 990219), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
26 years

of continuous verified Texas bond history on the Secretary of State register. Professional Choice Recovery currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Verified facts about Professional Choice Recovery

FactValueSource
HeadquartersLincoln

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Year founded1999

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Company typeThird-party agency

Source: direct.sos.state.tx.us · Last checked: July 27, 2026

Websiteprofessionalchoicecollections.com
Texas surety bond history
26 years continuously bonded
ActiveSoS File 990219· filed December 20, 1999

Register: direct.sos.state.tx.us · Last checked: July 27, 2026

CFPB complaints on record39

CFPB database: consumerfinance.gov · Last checked: July 27, 2026

Common questions about Professional Choice Recovery

Is Professional Choice Recovery licensed to collect debt in Texas?

Yes. Professional Choice Recovery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 990219), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 27, 2026.

Does Professional Choice Recovery have complaints on record?

The public CFPB Consumer Complaint Database records 39 debt-collection complaints referencing Professional Choice Recovery, as of July 27, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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