American Credit Bureau

Last checked: July 22, 2026

American Credit Bureau is a debt collection agency headquartered in Boca Raton. It has held a Texas surety bond continuously for 22 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20030225), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

22 years

of continuous verified Texas bond history on the Secretary of State register. American Credit Bureau currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 22, 2026

Verified facts about American Credit Bureau

Fact	Value	Source
Headquarters	Boca Raton	Source: americancreditbureau.com · Last checked: July 22, 2026
Year founded	1992	Source: americancreditbureau.com · Last checked: July 22, 2026
Company type	Third-party agency	Source: americancreditbureau.com · Last checked: July 22, 2026
Debt types handled	Healthcare	Source: americancreditbureau.com · Last checked: July 22, 2026
Website	americancreditbureau.com
Texas surety bond history	22 years continuously bonded ActiveSoS File 20030225· filed December 29, 2003	Register: direct.sos.state.tx.us · Last checked: July 22, 2026
CFPB complaints on record	90	CFPB database: consumerfinance.gov · Last checked: July 22, 2026

Common questions about American Credit Bureau

Is American Credit Bureau licensed to collect debt in Texas?

Yes. American Credit Bureau has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030225), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 22, 2026.

Does American Credit Bureau have complaints on record?

The public CFPB Consumer Complaint Database records 90 debt-collection complaints referencing American Credit Bureau, as of July 22, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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