Express Recovery Services

Last checked: July 13, 2026

Express Recovery Services is a debt collection agency headquartered in West Valley City. It has held a Texas surety bond continuously for 18 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20070262), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
18 years

of continuous verified Texas bond history on the Secretary of State register. Express Recovery Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 13, 2026

Verified facts about Express Recovery Services

FactValueSource
HeadquartersWest Valley City

Source: expressrecovery.com · Last checked: July 13, 2026

Year founded1996

Source: expressrecovery.com · Last checked: July 13, 2026

Company typeThird-party agency

Source: expressrecovery.com · Last checked: July 13, 2026

Debt types handledUtilities, Healthcare

Source: expressrecovery.com · Last checked: July 13, 2026

Websiteexpressrecovery.com
Texas surety bond history
18 years continuously bonded
ActiveSoS File 20070262· filed December 12, 2007

Register: direct.sos.state.tx.us · Last checked: July 13, 2026

CFPB complaints on record328

CFPB database: consumerfinance.gov · Last checked: July 13, 2026

Common questions about Express Recovery Services

Is Express Recovery Services licensed to collect debt in Texas?

Yes. Express Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070262), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 13, 2026.

Does Express Recovery Services have complaints on record?

The public CFPB Consumer Complaint Database records 328 debt-collection complaints referencing Express Recovery Services, as of July 13, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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