Express Recovery Services

Last checked: August 11, 2026

Express Recovery Services is a debt collection agency headquartered in West Valley City, UT. It has held a Texas surety bond continuously for 18 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20070262), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

18 years

of continuous verified Texas bond history on the Texas Secretary of State register. Express Recovery Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Express Recovery Services

Fact	Value	Source
Headquarters	West Valley City, UT	Source: expressrecovery.com · Last checked: August 11, 2026
Year founded	1996	Source: expressrecovery.com · Last checked: August 11, 2026
Company type	Third-party agency	Source: expressrecovery.com · Last checked: August 11, 2026
Debt types handled	Utilities, Healthcare	Source: expressrecovery.com · Last checked: August 11, 2026
Website	expressrecovery.com
Texas surety bond history	18 years continuously bonded ActiveSoS File 20070262· filed December 12, 2007· Travelers Casualty and Surety Company of America· bond 7752241127TX	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	339	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Express Recovery Services

Is Express Recovery Services licensed to collect debt in Texas?

Yes. Express Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070262), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

Does Express Recovery Services have complaints on record?

The public CFPB Consumer Complaint Database records 339 debt-collection complaints referencing Express Recovery Services, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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