KLS Financial Services

Last checked: July 12, 2026

KLS Financial Services is a debt collection agency headquartered in Morrisville. It has held a Texas surety bond continuously for 7 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20180175), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
7 years

of continuous verified Texas bond history on the Secretary of State register. KLS Financial Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 12, 2026

Verified facts about KLS Financial Services

FactValueSource
HeadquartersMorrisville

Source: klsfinancialservice.com · Last checked: July 12, 2026

Year founded2017

Source: klsfinancialservice.com · Last checked: July 12, 2026

Company typeThird-party agency

Source: klsfinancialservice.com · Last checked: July 12, 2026

Debt types handledHealthcare, Commercial

Source: klsfinancialservice.com · Last checked: July 12, 2026

Websiteklsfinancialservice.com
Texas surety bond history
7 years continuously bonded
ActiveSoS File 20180175· filed September 27, 2018

Register: direct.sos.state.tx.us · Last checked: July 12, 2026

CFPB complaints on record274

CFPB database: consumerfinance.gov · Last checked: July 12, 2026

Common questions about KLS Financial Services

Is KLS Financial Services licensed to collect debt in Texas?

Yes. KLS Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20180175), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 12, 2026.

What types of debt does KLS Financial Services specialize in collecting?

According to its own website, KLS Financial Services specializes in medical and healthcare and commercial (B2B) collections, read July 12, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared medical debt collection and commercial debt collection specialists are listed on our industry pages.

Does KLS Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 274 debt-collection complaints referencing KLS Financial Services, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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