KLS Financial Services
Last checked: July 12, 2026
of continuous verified Texas bond history on the Secretary of State register. KLS Financial Services currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 12, 2026
Verified facts about KLS Financial Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Morrisville | Source: klsfinancialservice.com · Last checked: July 12, 2026 |
| Year founded | 2017 | Source: klsfinancialservice.com · Last checked: July 12, 2026 |
| Company type | Third-party agency | Source: klsfinancialservice.com · Last checked: July 12, 2026 |
| Debt types handled | Healthcare, Commercial | Source: klsfinancialservice.com · Last checked: July 12, 2026 |
| Website | klsfinancialservice.com | |
| Texas surety bond history | 7 years continuously bonded ActiveSoS File 20180175· filed September 27, 2018 | Register: direct.sos.state.tx.us · Last checked: July 12, 2026 |
| CFPB complaints on record | 274 | CFPB database: consumerfinance.gov · Last checked: July 12, 2026 |
Common questions about KLS Financial Services
Is KLS Financial Services licensed to collect debt in Texas?
Yes. KLS Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20180175), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 12, 2026.
What types of debt does KLS Financial Services specialize in collecting?
According to its own website, KLS Financial Services specializes in medical and healthcare and commercial (B2B) collections, read July 12, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared medical debt collection and commercial debt collection specialists are listed on our industry pages.
Does KLS Financial Services have complaints on record?
The public CFPB Consumer Complaint Database records 274 debt-collection complaints referencing KLS Financial Services, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
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