Merchants Adjustment Service

Last checked: July 12, 2026

Merchants Adjustment Service is a debt collection agency headquartered in Mobile. It has held a Texas surety bond continuously for 12 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20140160), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
12 years

of continuous verified Texas bond history on the Secretary of State register. Merchants Adjustment Service currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 12, 2026

Verified facts about Merchants Adjustment Service

FactValueSource
HeadquartersMobile

Source: masinc.org · Last checked: July 12, 2026

Year founded1968

Source: masinc.org · Last checked: July 12, 2026

Company typeThird-party agency

Source: masinc.org · Last checked: July 12, 2026

Debt types handledHealthcare, Commercial, Consumer

Source: masinc.org · Last checked: July 12, 2026

Websitemasinc.org
Texas surety bond history
12 years continuously bonded
Canceled Close FileSoS File 20140312· filed December 22, 2014· canceled January 1, 2016
ActiveSoS File 20140160· filed June 25, 2014

Register: direct.sos.state.tx.us · Last checked: July 12, 2026

CFPB complaints on record356

CFPB database: consumerfinance.gov · Last checked: July 12, 2026

Common questions about Merchants Adjustment Service

Is Merchants Adjustment Service licensed to collect debt in Texas?

Yes. Merchants Adjustment Service has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20140160), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 12, 2026.

What types of debt does Merchants Adjustment Service specialize in collecting?

According to its own website, Merchants Adjustment Service specializes in medical and healthcare collections, read July 12, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared medical debt collection specialists are listed on our industry pages.

Does Merchants Adjustment Service have complaints on record?

The public CFPB Consumer Complaint Database records 356 debt-collection complaints referencing Merchants Adjustment Service, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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