Merchants' Credit Guide
Last checked: July 12, 2026
of continuous verified Texas bond history on the Secretary of State register. Merchants' Credit Guide currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 12, 2026
Verified facts about Merchants' Credit Guide
| Fact | Value | Source |
|---|---|---|
| Headquarters | Chicago | Source: merchantscreditguide.com · Last checked: July 12, 2026 |
| Year founded | 1896 | Source: merchantscreditguide.com · Last checked: July 12, 2026 |
| Company type | Third-party agency | Source: merchantscreditguide.com · Last checked: July 12, 2026 |
| Website | merchantscreditguide.com | |
| Texas surety bond history | 30 years continuously bonded ActiveSoS File 20070055· filed March 12, 2007 Canceled Close FileSoS File 970318· filed August 1, 1997· canceled May 12, 2007 Canceled Close FileSoS File 960025· filed February 5, 1996· canceled September 11, 1997 | Register: direct.sos.state.tx.us · Last checked: July 12, 2026 |
| CFPB complaints on record | 614 | CFPB database: consumerfinance.gov · Last checked: July 12, 2026 |
Common questions about Merchants' Credit Guide
Is Merchants' Credit Guide licensed to collect debt in Texas?
Yes. Merchants' Credit Guide has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070055), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 12, 2026.
Does Merchants' Credit Guide have complaints on record?
The public CFPB Consumer Complaint Database records 614 debt-collection complaints referencing Merchants' Credit Guide, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
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