Merchants' Credit Guide
Last checked: August 11, 2026
of continuous verified Texas bond history on the Texas Secretary of State register. Merchants' Credit Guide currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: August 24, 2026
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Verified facts about Merchants' Credit Guide
| Fact | Value | Source |
|---|---|---|
| Headquarters | Chicago, IL | Source: merchantscreditguide.com · Last checked: August 11, 2026 |
| Year founded | 1896 | Source: merchantscreditguide.com · Last checked: August 11, 2026 |
| Company type | Third-party agency | Source: merchantscreditguide.com · Last checked: August 11, 2026 |
| Website | merchantscreditguide.com | |
| Texas surety bond history | 30 years continuously bonded ActiveSoS File 20070055· filed March 12, 2007· Hartford Casualty Insurance Company· bond 83BSBEL4008 Canceled Close FileSoS File 970318· filed August 1, 1997· canceled May 12, 2007· Travelers Casualty and Surety Company of America· bond 775224190TX Canceled Close FileSoS File 960025· filed February 5, 1996· canceled September 11, 1997· The North River Insurance Company· bond 6101992008TX231 | Register: direct.sos.state.tx.us · Last checked: August 24, 2026 |
| CFPB complaints on record | 615 | CFPB database: consumerfinance.gov · Last checked: August 11, 2026 |
Common questions about Merchants' Credit Guide
Is Merchants' Credit Guide licensed to collect debt in Texas?
Yes. Merchants' Credit Guide has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070055), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.
Does Merchants' Credit Guide have complaints on record?
The public CFPB Consumer Complaint Database records 615 debt-collection complaints referencing Merchants' Credit Guide, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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