North American Credit Services
Last checked: July 15, 2026
of continuous verified Texas bond history on the Secretary of State register. North American Credit Services currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 15, 2026
Verified facts about North American Credit Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Chattanooga | Source: nacscom.com · Last checked: July 15, 2026 |
| Year founded | 1981 | Source: nacscom.com · Last checked: July 15, 2026 |
| Company type | Third-party agency | Source: nacscom.com · Last checked: July 15, 2026 |
| Debt types handled | Healthcare | Source: nacscom.com · Last checked: July 15, 2026 |
| Website | nacscom.com | |
| Texas surety bond history | 31 years continuously bonded ActiveSoS File 970358· filed August 4, 1997 Canceled Close FileSoS File 940117· filed November 10, 1994· canceled September 11, 1997 | Register: direct.sos.state.tx.us · Last checked: July 15, 2026 |
| CFPB complaints on record | 220 | CFPB database: consumerfinance.gov · Last checked: July 15, 2026 |
Common questions about North American Credit Services
Is North American Credit Services licensed to collect debt in Texas?
Yes. North American Credit Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970358), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 15, 2026.
What types of debt does North American Credit Services specialize in collecting?
According to its own website, North American Credit Services specializes in medical and healthcare collections, read July 15, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared medical debt collection specialists are listed on our industry pages.
Does North American Credit Services have complaints on record?
The public CFPB Consumer Complaint Database records 220 debt-collection complaints referencing North American Credit Services, as of July 15, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.