RMS Recovery Management Services

Last checked: July 15, 2026

RMS Recovery Management Services is a debt collection agency headquartered in Warrenville. It has held a Texas surety bond continuously for 15 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20100199), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
15 years

of continuous verified Texas bond history on the Secretary of State register. RMS Recovery Management Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 15, 2026

Verified facts about RMS Recovery Management Services

FactValueSource
HeadquartersWarrenville

Source: rmscollects.com · Last checked: July 15, 2026

Year founded1998

Source: rmscollects.com · Last checked: July 15, 2026

Company typeThird-party agency

Source: rmscollects.com · Last checked: July 15, 2026

Debt types handledStudent & Education

Source: rmscollects.com · Last checked: July 15, 2026

Websitermscollects.com
Texas surety bond history
15 years continuously bonded
ActiveSoS File 20100199· filed July 26, 2010

Register: direct.sos.state.tx.us · Last checked: July 15, 2026

CFPB complaints on record180

CFPB database: consumerfinance.gov · Last checked: July 15, 2026

Common questions about RMS Recovery Management Services

Is RMS Recovery Management Services licensed to collect debt in Texas?

Yes. RMS Recovery Management Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100199), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 15, 2026.

What types of debt does RMS Recovery Management Services specialize in collecting?

According to its own website, RMS Recovery Management Services specializes in student and education collections, read July 15, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

Does RMS Recovery Management Services have complaints on record?

The public CFPB Consumer Complaint Database records 180 debt-collection complaints referencing RMS Recovery Management Services, as of July 15, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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