S&S Recovery
Last checked: July 14, 2026
of continuous verified Texas bond history on the Secretary of State register. S&S Recovery currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 14, 2026
Verified facts about S&S Recovery
| Fact | Value | Source |
|---|---|---|
| Headquarters | Memphis | Source: ssrecoveryinc.com · Last checked: July 14, 2026 |
| Company type | Third-party agency | Source: ssrecoveryinc.com · Last checked: July 14, 2026 |
| Debt types handled | Student & Education | Source: ssrecoveryinc.com · Last checked: July 14, 2026 |
| Website | ssrecoveryinc.com | |
| Texas surety bond history | 30 years continuously bonded Bond Pending CancellationSoS File 20060181· filed September 20, 2006· canceled September 1, 2025 ActiveSoS File 970261· filed July 28, 1997 Canceled Close FileSoS File 960075· filed April 11, 1996· canceled September 11, 1997 | Register: direct.sos.state.tx.us · Last checked: July 14, 2026 |
| CFPB complaints on record | 117 | CFPB database: consumerfinance.gov · Last checked: July 14, 2026 |
Common questions about S&S Recovery
Is S&S Recovery licensed to collect debt in Texas?
Yes. S&S Recovery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970261), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 14, 2026.
What types of debt does S&S Recovery specialize in collecting?
According to its own website, S&S Recovery specializes in student and education collections, read July 14, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared student and education debt collection specialists are listed on our industry pages.
Does S&S Recovery have complaints on record?
The public CFPB Consumer Complaint Database records 117 debt-collection complaints referencing S&S Recovery, as of July 14, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
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