YSA ARM (Oxygen XL)

Last checked: July 13, 2026

YSA ARM (Oxygen XL) is a debt collection agency headquartered in Union. It has held a Texas surety bond continuously for 5 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20200158), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
5 years

of continuous verified Texas bond history on the Secretary of State register. YSA ARM (Oxygen XL) currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 13, 2026

Verified facts about YSA ARM (Oxygen XL)

FactValueSource
HeadquartersUnion

Source: oxygenxl.com · Last checked: July 13, 2026

Company typeThird-party agency

Source: oxygenxl.com · Last checked: July 13, 2026

Debt types handledOther

Source: oxygenxl.com · Last checked: July 13, 2026

Websiteoxygenxl.com
Texas surety bond history
5 years continuously bonded
ActiveSoS File 20200158· filed October 6, 2020

Register: direct.sos.state.tx.us · Last checked: July 13, 2026

CFPB complaints on record157

CFPB database: consumerfinance.gov · Last checked: July 13, 2026

Common questions about YSA ARM (Oxygen XL)

Is YSA ARM (Oxygen XL) licensed to collect debt in Texas?

Yes. YSA ARM (Oxygen XL) has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20200158), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 13, 2026.

What types of debt does YSA ARM (Oxygen XL) specialize in collecting?

According to its own website, YSA ARM (Oxygen XL) specializes in other collections, read July 13, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim.

Does YSA ARM (Oxygen XL) have complaints on record?

The public CFPB Consumer Complaint Database records 157 debt-collection complaints referencing YSA ARM (Oxygen XL), as of July 13, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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