BCA Financial Services

Last checked: July 16, 2026

BCA Financial Services is a debt collection agency headquartered in Miami. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20100254), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
29 years

of continuous verified Texas bond history on the Secretary of State register. BCA Financial Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 16, 2026

Verified facts about BCA Financial Services

FactValueSource
HeadquartersMiami

Source: bcafs.com · Last checked: July 16, 2026

Company typeThird-party agency

Source: bcafs.com · Last checked: July 16, 2026

Debt types handledHealthcare

Source: bcafs.com · Last checked: July 16, 2026

Websitebcafs.com
Texas surety bond history
29 years continuously bonded
ActiveSoS File 20100254· filed September 16, 2010
Canceled Close FileSoS File 970546· filed October 9, 1997· canceled December 6, 2010
Canceled Close FileSoS File 970432· filed August 14, 1997· canceled December 26, 1997
Canceled Close FileSoS File 960219· filed November 25, 1996· canceled September 11, 1997

Register: direct.sos.state.tx.us · Last checked: July 16, 2026

CFPB complaints on record163

CFPB database: consumerfinance.gov · Last checked: July 16, 2026

Common questions about BCA Financial Services

Is BCA Financial Services licensed to collect debt in Texas?

Yes. BCA Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100254), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 16, 2026.

Does BCA Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 163 debt-collection complaints referencing BCA Financial Services, as of July 16, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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