Empire Credit and Collection

Last checked: July 9, 2026

Empire Credit and Collection is a debt collection agency headquartered in Houston. No Texas surety bond was found under this name in the Texas Secretary of State's public register. Every fact below links to its public source with the date it was last checked.

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Verified facts about Empire Credit and Collection

Fact	Value	Source
Headquarters	Houston	Source: empirecollectionagency.com · Last checked: July 9, 2026
Year founded	1979	Source: empirecollectionagency.com · Last checked: July 9, 2026
Company type	Third-party agency	Source: empirecollectionagency.com · Last checked: July 9, 2026
Debt types handled	Commercial, Healthcare, Utilities	Source: empirecollectionagency.com · Last checked: July 9, 2026
Website	empirecollectionagency.com
Texas surety bond	Not found under this name	Register checked: direct.sos.state.tx.us · Last checked: July 9, 2026
CFPB complaints on record	None on record	CFPB database: consumerfinance.gov · Last checked: July 9, 2026

Common questions about Empire Credit and Collection

Is Empire Credit and Collection licensed to collect debt in Texas?

No Texas surety bond was found under this name in the Texas Secretary of State's public Debt Collector Search, last checked July 9, 2026. Texas Finance Code Chapter 392 requires an active $10,000 bond before collecting; buyers should verify current status directly and treat an unbonded collector as a red flag.

Does Empire Credit and Collection have complaints on record?

The public CFPB Consumer Complaint Database records no debt-collection complaints referencing Empire Credit and Collection, as of July 9, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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