Franklin Collection Service

Last checked: August 11, 2026

Franklin Collection Service is a debt collection agency headquartered in Tupelo, MS. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970323), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

29 years

of continuous verified Texas bond history on the Texas Secretary of State register. Franklin Collection Service currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 9, 2026

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Verified facts about Franklin Collection Service

Fact	Value	Source
Headquarters	Tupelo, MS	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Year founded	1980	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Company type	Third-party agency	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Debt types handled	Healthcare	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Website	franklinservice.com
Texas surety bond history	29 years continuously bonded ActiveSoS File 970323· filed August 1, 1997· Travelers Casualty and Surety Company of America· bond 775224339TX	Register: direct.sos.state.tx.us · Last checked: July 9, 2026
CFPB complaints on record	1,475	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Franklin Collection Service

Is Franklin Collection Service licensed to collect debt in Texas?

Yes. Franklin Collection Service has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970323), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 9, 2026.

Does Franklin Collection Service have complaints on record?

The public CFPB Consumer Complaint Database records 1,475 debt-collection complaints referencing Franklin Collection Service, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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