Pinnacle Recovery

Last checked: July 15, 2026

Pinnacle Recovery is a debt collection agency headquartered in Carlsbad. It has held a Texas surety bond continuously for 22 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20030143), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
22 years

of continuous verified Texas bond history on the Secretary of State register. Pinnacle Recovery currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 15, 2026

Verified facts about Pinnacle Recovery

FactValueSource
HeadquartersCarlsbad

Source: pinnaclerecovery.com · Last checked: July 15, 2026

Year founded2000

Source: pinnaclerecovery.com · Last checked: July 15, 2026

Company typeThird-party agency

Source: pinnaclerecovery.com · Last checked: July 15, 2026

Websitepinnaclerecovery.com
Texas surety bond history
22 years continuously bonded
ActiveSoS File 20030143· filed August 8, 2003

Register: direct.sos.state.tx.us · Last checked: July 15, 2026

CFPB complaints on record213

CFPB database: consumerfinance.gov · Last checked: July 15, 2026

Common questions about Pinnacle Recovery

Is Pinnacle Recovery licensed to collect debt in Texas?

Yes. Pinnacle Recovery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030143), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 15, 2026.

Does Pinnacle Recovery have complaints on record?

The public CFPB Consumer Complaint Database records 213 debt-collection complaints referencing Pinnacle Recovery, as of July 15, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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