RTR Financial Services

Third-party agencyStaten Island, NY

RTR Financial Services is a debt collection agency headquartered in Staten Island, NY. It has held a Texas surety bond continuously for 11 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20150147), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 1 year, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2125629-DCWP). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

Visit rtrfs.com How to reach RTR Financial Services safely

Texas bond

11 years continuous

Bond on file

Active, $10,000

CFPB complaints on record

CFPB database: consumerfinance.gov · Last checked: July 15, 2026

11 years

of continuous verified Texas bond history on the Texas Secretary of State register. RTR Financial Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

Public-record facts about RTR Financial Services

Fact	Value	Source
Headquarters	Staten Island, NY	Named on: rtrfs.com · Last checked: October 10, 2026
Company type	Third-party agency	Classified by us from: rtrfs.com · Last checked: October 10, 2026
Debt types handled	Healthcare, Government	Healthcare named on: rtrfs.com · Last checked: October 10, 2026 Government named on: rtrfs.com · Last checked: October 10, 2026
Website	rtrfs.com
Texas surety bond history	11 years continuously bonded Active SoS File 20150147 · filed July 2, 2015 · Hartford Casualty Insurance Company · bond 20BSBHF8433	Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026
New York license history	1 year continuously licensed Active 2125629-DCWP · filed December 5, 2024	Register: data.cityofnewyork.us · Last checked: October 14, 2026
CFPB debt-collection complaints on record	87 Recorded by the CFPB under “R.T.R. Financial Services, Inc.”	CFPB database: consumerfinance.gov · Last checked: July 15, 2026

How to reach RTR Financial Services safely

From RTR Financial Services's own website, read October 12, 2026. Each detail links to the page that shows it.

Call: (855) 399-4787 Toll-free As shown on RTR Financial Services's own website, read October 12, 2026
Pay online: rtrfs.com As linked from RTR Financial Services's own website, read October 12, 2026
Write to: Payments & Correspondence P.O. Box 30306 Staten Island, NY 10303 As shown on RTR Financial Services's own website, read October 12, 2026
Hours: 9:00 A.M. - 8:00 P.M. (ET) Monday-Thursday | 9:00 A.M. - 5:00 P.M. (ET) Friday As shown on RTR Financial Services's own website, read October 12, 2026. Its website may list days not shown here

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Common questions about RTR Financial Services

Is RTR Financial Services licensed to collect debt in Texas?

RTR Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20150147), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Is RTR Financial Services licensed to collect debt in New York City?

Yes. RTR Financial Services holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2125629-DCWP), last checked October 14, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does RTR Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 87 debt-collection complaints referencing RTR Financial Services, which the Bureau records under the company name "R.T.R. Financial Services, Inc.", as of July 15, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

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This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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