RTR Financial Services

Last checked: July 15, 2026

RTR Financial Services is a debt collection agency headquartered in Staten Island. It has held a Texas surety bond continuously for 11 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20150147), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
11 years

of continuous verified Texas bond history on the Secretary of State register. RTR Financial Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 15, 2026

Verified facts about RTR Financial Services

FactValueSource
HeadquartersStaten Island

Source: rtrfs.com · Last checked: July 15, 2026

Company typeThird-party agency

Source: rtrfs.com · Last checked: July 15, 2026

Debt types handledHealthcare, Government

Source: rtrfs.com · Last checked: July 15, 2026

Websitertrfs.com
Texas surety bond history
11 years continuously bonded
ActiveSoS File 20150147· filed July 2, 2015

Register: direct.sos.state.tx.us · Last checked: July 15, 2026

CFPB complaints on record87

CFPB database: consumerfinance.gov · Last checked: July 15, 2026

Common questions about RTR Financial Services

Is RTR Financial Services licensed to collect debt in Texas?

Yes. RTR Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20150147), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 15, 2026.

Does RTR Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 87 debt-collection complaints referencing RTR Financial Services, as of July 15, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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