Security Credit Systems

Security Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970328), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Yes. Security Credit Systems holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 0903305-DCA), last checked October 14, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

According to its own website, Security Credit Systems specializes in student and education, medical and healthcare, and commercial (B2B) collections, read July 24, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education, medical, and commercial debt collection specialists are listed on our industry pages.

The public CFPB Consumer Complaint Database records 183 debt-collection complaints referencing Security Credit Systems, as of October 14, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.