Security Credit Systems

Last checked: July 15, 2026

Security Credit Systems is a debt collection agency headquartered in Buffalo. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970328), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
29 years

of continuous verified Texas bond history on the Secretary of State register. Security Credit Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 15, 2026

Verified facts about Security Credit Systems

FactValueSource
HeadquartersBuffalo

Source: securitycreditsystems.com · Last checked: July 15, 2026

Company typeThird-party agency

Source: securitycreditsystems.com · Last checked: July 15, 2026

Debt types handledHealthcare, Student & Education

Source: securitycreditsystems.com · Last checked: July 15, 2026

Websitesecuritycreditsystems.com
Texas surety bond history
29 years continuously bonded
ActiveSoS File 970328· filed August 1, 1997
Canceled Close FileSoS File 960191· filed October 21, 1996· canceled September 11, 1997

Register: direct.sos.state.tx.us · Last checked: July 15, 2026

CFPB complaints on record182

CFPB database: consumerfinance.gov · Last checked: July 15, 2026

Common questions about Security Credit Systems

Is Security Credit Systems licensed to collect debt in Texas?

Yes. Security Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970328), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 15, 2026.

Does Security Credit Systems have complaints on record?

The public CFPB Consumer Complaint Database records 182 debt-collection complaints referencing Security Credit Systems, as of July 15, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

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