Southwest Recovery Services

Last checked: August 12, 2026

Southwest Recovery Services is a debt collection agency headquartered in Addison, TX. It has held a Texas surety bond continuously for 19 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20070103), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

19 years

of continuous verified Texas bond history on the Texas Secretary of State register. Southwest Recovery Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 7, 2026

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Verified facts about Southwest Recovery Services

Fact	Value	Source
Headquarters	Addison, TX	Source: swrecovery.com · Last checked: August 12, 2026
Year founded	2004	Source: swrecovery.com · Last checked: August 12, 2026
Company type	Third-party agency	Source: swrecovery.com · Last checked: August 12, 2026
Debt types handled	Commercial, Consumer, Automotive, Government, Insurance, Healthcare, Utilities, Rental & Multifamily	Source: swrecovery.com · Last checked: August 12, 2026
Website	swrecovery.com
Texas surety bond history	19 years continuously bonded ActiveSoS File 20070103· filed May 14, 2007· Travelers Casualty and Surety Company of America· bond 7752241060TX	Register: direct.sos.state.tx.us · Last checked: July 7, 2026
CFPB complaints on record	820	CFPB database: consumerfinance.gov · Last checked: August 12, 2026

Common questions about Southwest Recovery Services

Is Southwest Recovery Services licensed to collect debt in Texas?

Yes. Southwest Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070103), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.

Does Southwest Recovery Services have complaints on record?

The public CFPB Consumer Complaint Database records 820 debt-collection complaints referencing Southwest Recovery Services, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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