States Recovery Systems

Third-party agencyRancho Cordova, CAFounded 1988

States Recovery Systems is a debt collection agency headquartered in Rancho Cordova, CA. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970429), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 8 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2077305-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

Visit statesrecovery.com How to reach States Recovery Systems safely

Texas bond

29 years continuous

Bond on file

Active, $10,000

CFPB complaints on record

176

CFPB database: consumerfinance.gov · Last checked: August 12, 2026

29 years

of continuous verified Texas bond history on the Texas Secretary of State register. States Recovery Systems currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

Public-record facts about States Recovery Systems

Fact	Value	Source
Headquarters	Rancho Cordova, CA	Named on: statesrecovery.com · Last checked: October 10, 2026
Year founded	1988	Stated on: statesrecovery.com · Last checked: September 26, 2026
Company type	Third-party agency	Classified by us from: statesrecovery.com · Last checked: October 10, 2026
Debt types handled	Financial Services, Student & Education, Healthcare, Government, Retail	Named on: statesrecovery.com · Last checked: October 10, 2026
Website	statesrecovery.com
Careers page	statesrecovery.com/career	Linked from: statesrecovery.com · Last checked: October 2, 2026
Texas surety bond history	29 years continuously bonded Active SoS File 970429 · filed August 14, 1997 · Travelers Casualty and Surety Company of America · bond 775224290TX Canceled Close File SoS File 970057 · filed March 27, 1997 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX335	Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026
New York license history	8 years continuously licensed Active 2077305-DCA · filed August 22, 2018	Register: data.cityofnewyork.us · Last checked: October 14, 2026
CFPB debt-collection complaints on record	176	CFPB database: consumerfinance.gov · Last checked: August 12, 2026

How to reach States Recovery Systems safely

From States Recovery Systems's own website, read October 12, 2026. Each detail links to the page that shows it.

Call: 800-211-1435 Toll-free As shown on States Recovery Systems's own website, read October 12, 2026
(916) 631-7085 As shown on States Recovery Systems's own website, read October 12, 2026
Write to: Mailing Address: PO Box 2860 Rancho Cordova, CA 95741 As shown on States Recovery Systems's own website, read October 12, 2026

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Common questions about States Recovery Systems

Is States Recovery Systems licensed to collect debt in Texas?

States Recovery Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970429), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Is States Recovery Systems licensed to collect debt in New York City?

Yes. States Recovery Systems holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2077305-DCA), last checked October 14, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does States Recovery Systems have complaints on record?

The public CFPB Consumer Complaint Database records 176 debt-collection complaints referencing States Recovery Systems, as of August 12, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

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This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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