Todd Bremer & Lawson

Third-party agencyRock Hill, SCFounded 1974

Todd Bremer & Lawson is a debt collection agency headquartered in Rock Hill, SC. It has held a Texas surety bond continuously for 27 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 990037), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 5 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2102108-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

Texas bond

27 years continuous

Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

Bond on file

Active, $10,000

Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

CFPB complaints on record

90

CFPB database: consumerfinance.gov · Last checked: October 14, 2026

27 years

of continuous verified Texas bond history on the Texas Secretary of State register. Todd Bremer & Lawson currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

Public-record facts about Todd Bremer & Lawson

FactValueSource
Headquarters Rock Hill, SC

Named on: tbandl.com · Last checked: October 17, 2026

Year founded 1974

Stated on: tbandl.com · Last checked: September 26, 2026

Company type Third-party agency

Classified by us from: tbandl.com · Last checked: October 17, 2026

Debt types handled Student & Education

Named on: tbandl.com · Last checked: October 17, 2026

Website tbandl.com
Texas surety bond history
27 years continuously bonded
Active SoS File 990037 · filed March 12, 1999 · Travelers Casualty and Surety Company of America · bond 775224455TX

Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

New York license history
5 years continuously licensed
Active 2102108-DCA · filed October 13, 2021

Register: data.cityofnewyork.us · Last checked: October 14, 2026

CFPB debt-collection complaints on record 90

CFPB database: consumerfinance.gov · Last checked: October 14, 2026

How to reach Todd Bremer & Lawson safely

From Todd Bremer & Lawson's own website, read October 19, 2026. Each detail links to the page that shows it.

Call
Pay online
mypayrazr.com This payment site is on a different domain from Todd Bremer & Lawson's own website: mypayrazr.com (PayRazr; reached through an 'I Agree' button). Todd Bremer & Lawson's own website links to it. As linked from Todd Bremer & Lawson's own website, read October 19, 2026
Write to
Todd, Bremer & Lawson, Inc., P.O. Box 36788, Rock Hill, SC 29732 As shown on Todd Bremer & Lawson's own website, read October 19, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Public enforcement record

On March 3, 2011, the Idaho Department of Finance entered a Consent Order (Docket No. 2011-9-06) with Todd, Bremer & Lawson, Inc. The company admitted violating Idaho’s licensing law by operating as a collection agency, and collecting for others, while not licensed, after its Idaho collection agency license expired for non-renewal. From information the company itself provided, the Department concluded it had engaged in unlicensed collection against at least ten Idaho residents between March 2009 and January 2011, collecting at least $11,398.88. It agreed to cease collecting in Idaho until licensed and paid $11,000 to the Department ($10,000 as an administrative penalty and $1,000 in investigative expenses and attorney fees); the Department agreed to consider its pending license application without treating the order as a basis for denial. Source: Idaho Department of Finance Consent Order 2011-9-06 (finance.idaho.gov); read and verified July 20, 2026.

the regulator's published order: finance.idaho.gov · Last checked: August 25, 2026

Full explainer: what this enforcement action says, in plain English.

This section reports concluded regulatory actions, from the regulator's own published documents. Each is a public record of what the regulator did; many are consent orders, settled without admitting or denying the allegations, so a concluded action is not the same as a finding of fault. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.

Common questions about Todd Bremer & Lawson

Is Todd Bremer & Lawson licensed to collect debt in Texas?

Todd Bremer & Lawson has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 990037), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Is Todd Bremer & Lawson licensed to collect debt in New York City?

Yes. Todd Bremer & Lawson holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2102108-DCA), last checked October 14, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

What types of debt does Todd Bremer & Lawson specialize in collecting?

According to its own website, Todd Bremer & Lawson specializes in student and education collections, read July 20, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

Does Todd Bremer & Lawson have complaints on record?

The public CFPB Consumer Complaint Database records 90 debt-collection complaints referencing Todd Bremer & Lawson, as of October 14, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

Has Todd Bremer & Lawson faced regulatory enforcement?

On March 3, 2011, the Idaho Department of Finance entered a Consent Order (Docket No. 2011-9-06) with Todd, Bremer & Lawson, Inc. The company admitted violating Idaho’s licensing law by operating as a collection agency, and collecting for others, while not licensed, after its Idaho collection agency license expired for non-renewal. From information the company itself provided, the Department concluded it had engaged in unlicensed collection against at least ten Idaho residents between March 2009 and January 2011, collecting at least $11,398.88. It agreed to cease collecting in Idaho until licensed and paid $11,000 to the Department ($10,000 as an administrative penalty and $1,000 in investigative expenses and attorney fees); the Department agreed to consider its pending license application without treating the order as a basis for denial. Source: Idaho Department of Finance Consent Order 2011-9-06 (finance.idaho.gov); read and verified July 20, 2026. The regulator's own published order is linked on this page. A concluded action is a public record of what the regulator did, reported here neutrally; many are consent orders, settled without admitting or denying the allegations, so a concluded action is not the same as a finding of fault. It does not affect where the agency sits in this directory's bands.

Is this your company?

Claim this page to add how you work, your memberships and certifications, and a contact for new business.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.