Todd Bremer & Lawson
Third-party agencyRock Hill, SCFounded 1974
Texas bond
27 years continuous
Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026
Bond on file
Active, $10,000
Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026
of continuous verified Texas bond history on the Texas Secretary of State register. Todd Bremer & Lawson currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 12, 2026
Public-record facts about Todd Bremer & Lawson
| Fact | Value | Source |
|---|---|---|
| Headquarters | Rock Hill, SC | Named on: tbandl.com · Last checked: October 17, 2026 |
| Year founded | 1974 | Stated on: tbandl.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: tbandl.com · Last checked: October 17, 2026 |
| Debt types handled | Student & Education | Named on: tbandl.com · Last checked: October 17, 2026 |
| Website | tbandl.com | |
| Texas surety bond history | 27 years continuously bonded Active SoS File 990037 · filed March 12, 1999 · Travelers Casualty and Surety Company of America · bond 775224455TX | Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026 |
| New York license history | 5 years continuously licensed Active 2102108-DCA · filed October 13, 2021 | Register: data.cityofnewyork.us · Last checked: October 14, 2026 |
| CFPB debt-collection complaints on record | 90 | CFPB database: consumerfinance.gov · Last checked: October 14, 2026 |
How to reach Todd Bremer & Lawson safely
From Todd Bremer & Lawson's own website, read October 19, 2026. Each detail links to the page that shows it.
- Call
-
- 877-427-6544 As shown on Todd Bremer & Lawson's own website, read October 19, 2026
- Pay online
- mypayrazr.com This payment site is on a different domain from Todd Bremer & Lawson's own website: mypayrazr.com (PayRazr; reached through an 'I Agree' button). Todd Bremer & Lawson's own website links to it. As linked from Todd Bremer & Lawson's own website, read October 19, 2026
- Write to
- Todd, Bremer & Lawson, Inc., P.O. Box 36788, Rock Hill, SC 29732 As shown on Todd Bremer & Lawson's own website, read October 19, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Public enforcement record
On March 3, 2011, the Idaho Department of Finance entered a Consent Order (Docket No. 2011-9-06) with Todd, Bremer & Lawson, Inc. The company admitted violating Idaho’s licensing law by operating as a collection agency, and collecting for others, while not licensed, after its Idaho collection agency license expired for non-renewal. From information the company itself provided, the Department concluded it had engaged in unlicensed collection against at least ten Idaho residents between March 2009 and January 2011, collecting at least $11,398.88. It agreed to cease collecting in Idaho until licensed and paid $11,000 to the Department ($10,000 as an administrative penalty and $1,000 in investigative expenses and attorney fees); the Department agreed to consider its pending license application without treating the order as a basis for denial. Source: Idaho Department of Finance Consent Order 2011-9-06 (finance.idaho.gov); read and verified July 20, 2026.
the regulator's published order: finance.idaho.gov · Last checked: August 25, 2026
Full explainer: what this enforcement action says, in plain English.
This section reports concluded regulatory actions, from the regulator's own published documents. Each is a public record of what the regulator did; many are consent orders, settled without admitting or denying the allegations, so a concluded action is not the same as a finding of fault. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.
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Common questions about Todd Bremer & Lawson
Is Todd Bremer & Lawson licensed to collect debt in Texas?
Todd Bremer & Lawson has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 990037), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.
Is Todd Bremer & Lawson licensed to collect debt in New York City?
Yes. Todd Bremer & Lawson holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2102108-DCA), last checked October 14, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
What types of debt does Todd Bremer & Lawson specialize in collecting?
According to its own website, Todd Bremer & Lawson specializes in student and education collections, read July 20, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.
Does Todd Bremer & Lawson have complaints on record?
The public CFPB Consumer Complaint Database records 90 debt-collection complaints referencing Todd Bremer & Lawson, as of October 14, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
Has Todd Bremer & Lawson faced regulatory enforcement?
On March 3, 2011, the Idaho Department of Finance entered a Consent Order (Docket No. 2011-9-06) with Todd, Bremer & Lawson, Inc. The company admitted violating Idaho’s licensing law by operating as a collection agency, and collecting for others, while not licensed, after its Idaho collection agency license expired for non-renewal. From information the company itself provided, the Department concluded it had engaged in unlicensed collection against at least ten Idaho residents between March 2009 and January 2011, collecting at least $11,398.88. It agreed to cease collecting in Idaho until licensed and paid $11,000 to the Department ($10,000 as an administrative penalty and $1,000 in investigative expenses and attorney fees); the Department agreed to consider its pending license application without treating the order as a basis for denial. Source: Idaho Department of Finance Consent Order 2011-9-06 (finance.idaho.gov); read and verified July 20, 2026. The regulator's own published order is linked on this page. A concluded action is a public record of what the regulator did, reported here neutrally; many are consent orders, settled without admitting or denying the allegations, so a concluded action is not the same as a finding of fault. It does not affect where the agency sits in this directory's bands.
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