Enforcement record
Todd, Bremer & Lawson, Inc.: Idaho Dept. of Finance action, 2011
By Kai Greenspan, Founding Editor · Last updated: July 22, 2026
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- Regulator
- Idaho Dept. of Finance
- Date of order
- March 3, 2011
- Penalty
- $11,000
- Status
- Resolved
What the regulator found
The consent order sets out the following. Each is the Idaho Department of Finance’s own account of the matter, not this site’s conclusion.
The license lapsed, and collection continued
The order records that Todd, Bremer & Lawson held an Idaho collection agency license from December 2001, did not meet the renewal requirements by the March 15, 2009 deadline, and so its license expired automatically and was cancelled by operation of law.
The company’s admission
In the order, the company formally admits the statutory violations:
“The Respondent admits to violations of Idaho Code § 26-2223(1) and –(2) by operating as a collection agency in Idaho and collecting or receiving payments for others of any account, bill, claim or other indebtedness, while not licensed under the Act.”The consent order, remedies section.
The scale, as the Department concluded from the company’s own records
From information the company itself provided, the Department concluded that Todd, Bremer & Lawson had engaged in unlicensed collection against at least ten Idaho residents between March 2009 and January 2011, collecting at least $11,398.88.
How it was resolved
The company agreed to cease all collection activity in Idaho until licensed, and paid $11,000 to the Department: $10,000 as an administrative penalty and $1,000 as investigative expenses and attorney fees. In return, the Department agreed to consider the company’s pending license application and not to treat the order as a basis for denying it.
Why this is on the directory
Debt Collection Index publishes verified public-record facts about collection agencies, both positive and negative, so the picture is complete. An enforcement action is one factual dimension among many; it sits alongside the company’s bond history, verified licenses and complaint record on the full profile.
See the full profile: Todd, Bremer & Lawson, Inc..
Idaho Department of Finance, Consent Order, Docket No. 2011-9-06
Primary document (the signed consent order) read in full, July 22, 2026.
Common questions
What did Todd, Bremer & Lawson admit to?
In the 2011 Idaho consent order the company admitted operating as a collection agency in Idaho, and collecting for others, while not licensed under the Idaho Collection Agency Act, after its license lapsed for non-renewal in 2009.
How was the Idaho matter resolved?
The company agreed to stop collecting in Idaho until licensed and paid $11,000 to the Department ($10,000 penalty plus $1,000 in investigative expenses and attorney fees). The Department agreed to consider the company’s pending license application without treating the order as a basis for denial.
Related pages
All enforcement records
Every listed agency with a resolved regulatory action, sourced to the primary document.
Is this debt collector legitimate?
The three public-record checks: the bond register, complaints and enforcement.
Methodology & sources
What we measure, where the data comes from, and what we do not claim.