Ability Recovery Services

Ability Recovery Services is a debt collection agency headquartered in DuPont, PA. It has held a Texas surety bond continuously for 14 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20170102), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 14 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (1393312-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
14 years

of continuous verified Texas bond history on the Texas Secretary of State register. Ability Recovery Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Ability Recovery Services

FactValueSource
Headquarters DuPont, PA

Named on: abilityrecoveryservices.com · Last checked: October 3, 2026

Year founded 2005

Stated on: bbb.org · Last checked: September 28, 2026

Company type Third-party agency

Classified by us from: abilityrecoveryservices.com · Last checked: October 3, 2026

Debt types handled Student & Education, Telecommunications, Healthcare, Utilities, Financial Services

Named on: abilityrecoveryservices.com · Last checked: October 3, 2026

Website abilityrecoveryservices.com
Careers page abilityrecoveryservices.com/careers

Linked from: abilityrecoveryservices.com · Last checked: October 2, 2026

Texas surety bond history
14 years continuously bonded
Active SoS File 20170102 · filed June 5, 2017 · Travelers Casualty and Surety Company of America · bond 106742561
Canceled Close File SoS File 20120196 · filed August 22, 2012 · canceled August 8, 2017 · Hartford Casualty Insurance Company · bond 20BSBGI3137

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

New York license history
14 years continuously licensed
Active 1393312-DCA · filed July 12, 2012

Register: data.cityofnewyork.us · Last checked: September 28, 2026

CFPB debt-collection complaints on record 3,633

CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Ability Recovery Services safely

From Ability Recovery Services's own website, read October 6, 2026. Each detail links to the page that shows it.

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Common questions about Ability Recovery Services

Is Ability Recovery Services licensed to collect debt in Texas?

Ability Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20170102), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Ability Recovery Services licensed to collect debt in New York City?

Yes. Ability Recovery Services holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1393312-DCA), last checked September 28, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Ability Recovery Services have complaints on record?

The public CFPB Consumer Complaint Database records 3,633 debt-collection complaints referencing Ability Recovery Services, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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