Ability Recovery Services

Last checked: August 12, 2026

Ability Recovery Services is a debt collection agency headquartered in DuPont, PA. It has held a Texas surety bond continuously for 13 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20170102), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 14 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (1393312-DCA). Every fact below links to its public source with the date it was last checked.

13 years

of continuous verified Texas bond history on the Texas Secretary of State register. Ability Recovery Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 7, 2026

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Verified facts about Ability Recovery Services

Fact	Value	Source
Headquarters	DuPont, PA	Source: abilityrecoveryservices.com · Last checked: August 12, 2026
Year founded	2005	Source: abilityrecoveryservices.com · Last checked: August 12, 2026
Company type	Third-party agency	Source: abilityrecoveryservices.com · Last checked: August 12, 2026
Debt types handled	Student & Education, Telecommunications, Healthcare, Utilities, Financial Services	Source: abilityrecoveryservices.com · Last checked: August 12, 2026
Website	abilityrecoveryservices.com
Texas surety bond history	13 years continuously bonded ActiveSoS File 20170102· filed June 5, 2017· Travelers Casualty and Surety Company of America· bond 106742561 Canceled Close FileSoS File 20120196· filed August 22, 2012· canceled August 8, 2017· Hartford Casualty Insurance Company· bond 20BSBGI3137	Register: direct.sos.state.tx.us · Last checked: July 7, 2026
New York license history	14 years continuously licensed Active1393312-DCA· filed July 12, 2012	Register: data.cityofnewyork.us · Last checked: August 5, 2026
CFPB complaints on record	3,481	CFPB database: consumerfinance.gov · Last checked: August 12, 2026

Common questions about Ability Recovery Services

Is Ability Recovery Services licensed to collect debt in Texas?

Yes. Ability Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20170102), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.

Is Ability Recovery Services licensed to collect debt in New York City?

Yes. Ability Recovery Services holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1393312-DCA), last checked August 5, 2026. New York City requires this license of any agency collecting from NYC residents, wherever the agency itself is based.

Does Ability Recovery Services have complaints on record?

The public CFPB Consumer Complaint Database records 3,481 debt-collection complaints referencing Ability Recovery Services, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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