Associated Credit Services
of continuous verified Texas bond history on the Texas Secretary of State register. Associated Credit Services currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
What brings you here?
Two of the most common reasons people check a collector. Pick whichever fits.
Run a collection agency? See how we rank agencies, and how to get listed.
Choosing software for your agency? Compare collection systems, dialers and payment tools on DebtTechIndex, our sister site.
Public-record facts about Associated Credit Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Tewksbury, MA | Named on: acsrecovery.com · Last checked: October 3, 2026 |
| Year founded | 1969 | Stated on: acsrecovery.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: acsrecovery.com · Last checked: October 3, 2026 |
| Website | acsrecovery.com | |
| Careers page | acsrecovery.com/career-opportunities | Linked from: acsrecovery.com · Last checked: October 2, 2026 |
| Texas surety bond history | 27 years continuously bonded Active SoS File 20110135 · filed June 30, 2011 · Travelers Casualty and Surety Company of America · bond 7752241326TX Canceled Close File SoS File 990157 · filed September 27, 1999 · canceled November 9, 2011 · The Hanover Insurance Company · bond BLN1621279 | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026 |
| New York license history | 7 years continuously licensed Active 2082470-DCA · filed February 22, 2019 | Register: data.cityofnewyork.us · Last checked: September 29, 2026 |
| CFPB debt-collection complaints on record | 590 | CFPB database: consumerfinance.gov · Last checked: September 30, 2026 |
How to reach Associated Credit Services safely
From Associated Credit Services's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- 800-962-9898 As shown on Associated Credit Services's own website, read October 6, 2026
- Pay online
- payacs.com This payment site is on another company's domain (payacs.com (a separate domain; 'ACS' is the company's initials)). Associated Credit Services's own website links to it. As linked from Associated Credit Services's own website, read October 6, 2026
- Write to
- Mailing Address Associated Credit Services, Inc. PO Box 1201 Tewksbury MA, 01876 As shown on Associated Credit Services's own website, read October 6, 2026
- Hours
- we provide Spanish speaking telephone agents for those who prefer to communicate in Spanish.As its website states them
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about Associated Credit Services
Is Associated Credit Services licensed to collect debt in Texas?
Associated Credit Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20110135), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.
Is Associated Credit Services licensed to collect debt in New York City?
Yes. Associated Credit Services holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2082470-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
Does Associated Credit Services have complaints on record?
The public CFPB Consumer Complaint Database records 590 debt-collection complaints referencing Associated Credit Services, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
Is this your company?
Claim this page to add how you work, your memberships and certifications, and a contact for new business.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.