Associated Credit Services

Last checked: August 11, 2026

Associated Credit Services is a debt collection agency headquartered in Tewksbury, MA. It has held a Texas surety bond continuously for 26 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20110135), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

26 years

of continuous verified Texas bond history on the Texas Secretary of State register. Associated Credit Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 9, 2026

What brings you here?

Two of the most common reasons people check a collector. Pick whichever fits.

A collector has contacted meWhat they are allowed to do, how to check the debt is really yours, and what to do next.I need to hire a collectorCompare agencies by verified track record and complaint history before you choose one.

Run a collection agency?See how we rank agencies, and how to get listed.

Verified facts about Associated Credit Services

Fact	Value	Source
Headquarters	Tewksbury, MA	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Year founded	1969	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Company type	Third-party agency	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Website	acsrecovery.com
Texas surety bond history	26 years continuously bonded ActiveSoS File 20110135· filed June 30, 2011· Travelers Casualty and Surety Company of America· bond 7752241326TX Canceled Close FileSoS File 990157· filed September 27, 1999· canceled November 9, 2011· The Hanover Insurance Company· bond BLN1621279	Register: direct.sos.state.tx.us · Last checked: July 9, 2026
CFPB complaints on record	568	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Associated Credit Services

Is Associated Credit Services licensed to collect debt in Texas?

Yes. Associated Credit Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20110135), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 9, 2026.

Does Associated Credit Services have complaints on record?

The public CFPB Consumer Complaint Database records 568 debt-collection complaints referencing Associated Credit Services, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.