Atlantic Recovery Solutions

Atlantic Recovery Solutions has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20130212), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Yes. Atlantic Recovery Solutions holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2115877-DCWP), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

The public CFPB Consumer Complaint Database records 493 debt-collection complaints referencing Atlantic Recovery Solutions, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

Yes, by its own account. Its website says: "We receive and maintain personal information contained in the accounts receivable within the portfolios that we purchase from sellers, including credit issuers, creditors, and prior accounts receivable portfolio owners." It is listed here because third-party collection is its primary business; the purchasing activity is noted for transparency, and the methodology sets out how this directory treats debt purchasing. Its own published wording was read September 3, 2026.