Benuck & Rainey

Benuck & Rainey is a debt collection agency headquartered in Lee, NH. It has held a Texas surety bond continuously for 12 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20130278), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 14 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (1440408-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

12 years

of continuous verified Texas bond history on the Texas Secretary of State register. Benuck & Rainey currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

What brings you here?

Two of the most common reasons people check a collector. Pick whichever fits.

A collector has contacted me What they are allowed to do, how to check the debt is really yours, and what to do next. I need to hire a collector Compare agencies by their track record on the state register and their complaint history before you choose one.

Run a collection agency? See how we rank agencies, and how to get listed.

Choosing software for your agency? Compare collection systems, dialers and payment tools on DebtTechIndex, our sister site.

Public-record facts about Benuck & Rainey

Fact	Value	Source
Headquarters	Lee, NH	Source: benuckrainey.com
Company type	Third-party agency	Source: benuckrainey.com
Debt types handled	Healthcare, Commercial, Financial Services, Insurance	Source: benuckrainey.com
Website	benuckrainey.com
Texas surety bond history	12 years continuously bonded Canceled Close File SoS File 20140288 · filed November 24, 2014 · canceled November 20, 2021 · Platte River Insurance Company · bond 41308509 Active SoS File 20130278 · filed December 16, 2013 · The Hanover Insurance Company · bond BLPA173914 Canceled Close File SoS File 20130269 · filed December 6, 2013 · canceled January 18, 2015 · The Hanover Insurance Company · bond BLPA173914 Canceled Close File SoS File 20070071 · filed April 3, 2007 · canceled December 5, 2013 · Travelers Casualty and Surety Company of America · bond 7752241092TX	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026
New York license history	14 years continuously licensed Active 1440408-DCA · filed August 6, 2012	Register: data.cityofnewyork.us · Last checked: September 29, 2026
CFPB debt-collection complaints on record	98	CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Benuck & Rainey safely

We could not read Benuck & Rainey's website on October 6, 2026, so no phone numbers are shown. We read it again each week.

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call the company on a number you find yourself.

Common questions about Benuck & Rainey

Is Benuck & Rainey licensed to collect debt in Texas?

Benuck & Rainey has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20130278), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Benuck & Rainey licensed to collect debt in New York City?

Yes. Benuck & Rainey holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1440408-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Benuck & Rainey have complaints on record?

The public CFPB Consumer Complaint Database records 98 debt-collection complaints referencing Benuck & Rainey, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Is this your company?

Claim this page to add how you work, your memberships and certifications, and a contact for new business.

Claim this page Already claimed? Sign in to update it

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.