Bounce AI

Bounce AI is a debt collection agency headquartered in Rochester, NY. It has held a Texas surety bond continuously for 3 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20230037), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 3 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2112871-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
3 years

of continuous verified Texas bond history on the Texas Secretary of State register. Bounce AI currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Bounce AI

FactValueSource
Headquarters Rochester, NY

Named on: bounceai.com · Last checked: October 10, 2026

Company type Third-party agency

Classified by us from: bounceai.com · Last checked: October 10, 2026

Debt types handled Financial Services

Named on: bounceai.com · Last checked: October 10, 2026

Website bounceai.com
Careers page bounceai.com/careers

Linked from: bounceai.com · Last checked: October 2, 2026

Texas surety bond history
3 years continuously bonded
Active SoS File 20230037 · filed March 29, 2023 · Swiss Re Corporate Solutions Premier Insurance Corporation · bond 9194683

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

New York license history
3 years continuously licensed
Active 2112871-DCA · filed April 27, 2023

Register: data.cityofnewyork.us · Last checked: September 29, 2026

CFPB debt-collection complaints on record 1,189

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Bounce AI safely

From Bounce AI's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
app.bounceai.com As linked from Bounce AI's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Bounce AI

Is Bounce AI licensed to collect debt in Texas?

Bounce AI has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20230037), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Bounce AI licensed to collect debt in New York City?

Yes. Bounce AI holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2112871-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Bounce AI have complaints on record?

The public CFPB Consumer Complaint Database records 1,189 debt-collection complaints referencing Bounce AI, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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