Bull City Financial Solutions

Bull City Financial Solutions is a debt collection agency headquartered in Durham, NC. It has held a Texas surety bond continuously for 20 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20060025), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 8 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2065482-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

20 years

of continuous verified Texas bond history on the Texas Secretary of State register. Bull City Financial Solutions currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

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Public-record facts about Bull City Financial Solutions

Fact	Value	Source
Headquarters	Durham, NC	Named on: bullcityfinancial.com · Last checked: October 10, 2026
Year founded	1975	Stated on: bullcityfinancial.com · Last checked: September 26, 2026
Company type	Third-party agency	Classified by us from: bullcityfinancial.com · Last checked: October 10, 2026
Debt types handled	Healthcare, Utilities, Telecommunications, Financial Services, Student & Education, Government	Healthcare, Utilities, Student & Education, Government named on: bullcityfinancial.com · Last checked: October 10, 2026 Financial Services named on: bullcityfinancial.com · Last checked: October 10, 2026 Telecommunications: source: bullcityfinancial.com
Website	bullcityfinancial.com
Careers page	bullcity-financial-solutions.breezy.hr	Linked from: bullcityfinancial.com · Last checked: October 2, 2026
Texas surety bond history	20 years continuously bonded Active SoS File 20060025 · filed February 6, 2006 · Travelers Casualty and Surety Company of America · bond 7752241015TX	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
New York license history	8 years continuously licensed Active 2065482-DCA · filed January 30, 2018	Register: data.cityofnewyork.us · Last checked: September 29, 2026
CFPB debt-collection complaints on record	2,090	CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Bull City Financial Solutions safely

From Bull City Financial Solutions's own website, read October 6, 2026. Each detail links to the page that shows it.

Call: (800) 489-7999 As shown on Bull City Financial Solutions's own website, read October 6, 2026
Pay online: navigate.bullcityfinancial.com As linked from Bull City Financial Solutions's own website, read October 6, 2026
Dispute: Bull City Financial Solutions's own dispute pageLinked from its website, read October 6, 2026

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Common questions about Bull City Financial Solutions

Is Bull City Financial Solutions licensed to collect debt in Texas?

Bull City Financial Solutions has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20060025), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Bull City Financial Solutions licensed to collect debt in New York City?

Yes. Bull City Financial Solutions holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2065482-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Bull City Financial Solutions have complaints on record?

The public CFPB Consumer Complaint Database records 2,090 debt-collection complaints referencing Bull City Financial Solutions, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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