Columbia Debt Recovery

Columbia Debt Recovery is a debt collection agency headquartered in Everett, WA. It has held a Texas surety bond continuously for 8 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20210083), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 5 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2098063-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
8 years

of continuous verified Texas bond history on the Texas Secretary of State register. Columbia Debt Recovery currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Columbia Debt Recovery

FactValueSource
Headquarters Everett, WA

Named on: genesiscred.com · Last checked: October 3, 2026

Company type Third-party agency

Classified by us from: genesiscred.com · Last checked: October 3, 2026

Debt types handled Rental & Multifamily

Named on: genesiscred.com · Last checked: October 3, 2026

Website genesiscred.com
Texas surety bond history
8 years continuously bonded
Active SoS File 20210083 · filed May 10, 2021 · United States Fire Insurance Company · bond 602-133026-4
Canceled Close File SoS File 20180133 · filed July 30, 2018 · canceled October 29, 2021 · Western Surety Company · bond 63736914
Canceled Close File SoS File 20170184 · filed October 23, 2017 · canceled June 17, 2018 · Western Surety Company · bond 63113395

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

New York license history
5 years continuously licensed
Active 2103841-DCA · filed February 8, 2022
Active 2098063-DCA · filed March 15, 2021

Register: data.cityofnewyork.us · Last checked: September 29, 2026

CFPB debt-collection complaints on record 6,757 Recorded by the CFPB under “Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis”

CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Columbia Debt Recovery safely

From Columbia Debt Recovery's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
payments.genesiscred.com As linked from Columbia Debt Recovery's own website, read October 6, 2026
Write to
All Other Communications: P.O. Box 83030 Phoenix, AZ 85071 As shown on Columbia Debt Recovery's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Columbia Debt Recovery

Is Columbia Debt Recovery licensed to collect debt in Texas?

Columbia Debt Recovery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20210083), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Columbia Debt Recovery licensed to collect debt in New York City?

Yes. Columbia Debt Recovery holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2098063-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

What types of debt does Columbia Debt Recovery specialize in collecting?

According to its own website, Columbia Debt Recovery specializes in multifamily and rental collections, read July 10, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

Does Columbia Debt Recovery have complaints on record?

The public CFPB Consumer Complaint Database records 6,757 debt-collection complaints referencing Columbia Debt Recovery, which the Bureau records under the company name "Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis", as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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