Consumer Adjustment Company

Consumer Adjustment Company is a debt collection agency headquartered in Saint Ann. It has held a Texas surety bond continuously for 9 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20160238), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 6 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2093116-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

9 years

of continuous verified Texas bond history on the Texas Secretary of State register. Consumer Adjustment Company currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

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Public-record facts about Consumer Adjustment Company

Fact	Value	Source
Headquarters	Saint Ann	Source: cacionline.net
Company type	Third-party agency	Source: cacionline.net
Debt types handled	Healthcare, Utilities, Financial Services, Rental & Multifamily, Retail	Source: cacionline.net
Website	cacionline.net
Texas surety bond history	9 years continuously bonded Active SoS File 20200011 · filed January 27, 2020 · United States Fire Insurance Company · bond 602-126877-6 Active SoS File 20160238 · filed October 31, 2016 · Hartford Casualty Insurance Company · bond 83BSBGU5975 Canceled Close File SoS File 20070200 · filed September 10, 2007 · canceled December 5, 2014 · Travelers Casualty and Surety Company of America · bond 104997406 Canceled Close File SoS File 20020124 · filed July 18, 2002 · canceled March 8, 2009 · Travelers Casualty & Surety Company of America · bond 775224734TX Canceled Close File SoS File 970537 · filed October 3, 1997 · canceled August 17, 2002 · Travelers Casualty and Surety Company of America · bond 775224357TX	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026
New York license history	6 years continuously licensed Active 2093116-DCA · filed December 19, 2019	Register: data.cityofnewyork.us · Last checked: September 29, 2026
CFPB debt-collection complaints on record	1,828	CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Consumer Adjustment Company safely

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Common questions about Consumer Adjustment Company

Is Consumer Adjustment Company licensed to collect debt in Texas?

Consumer Adjustment Company has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20160238), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Consumer Adjustment Company licensed to collect debt in New York City?

Yes. Consumer Adjustment Company holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2093116-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Consumer Adjustment Company have complaints on record?

The public CFPB Consumer Complaint Database records 1,828 debt-collection complaints referencing Consumer Adjustment Company, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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