Credit Systems International

Last checked: August 12, 2026

Credit Systems International is a debt collection agency headquartered in Fort Worth, TX. It has held a Texas surety bond continuously for 32 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970237), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

32 years

of continuous verified Texas bond history on the Secretary of State register. Credit Systems International currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 7, 2026

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Verified facts about Credit Systems International

Fact	Value	Source
Headquarters	Fort Worth, TX	Source: creditsystemsintl.com · Last checked: August 12, 2026
Year founded	1980	Source: creditsystemsintl.com · Last checked: August 12, 2026
Company type	Third-party agency	Source: creditsystemsintl.com · Last checked: August 12, 2026
Debt types handled	Healthcare, Utilities, Government	Source: creditsystemsintl.com · Last checked: August 12, 2026
Website	creditsystemsintl.com
Texas surety bond history	32 years continuously bonded ActiveSoS File 970237· filed July 25, 1997· Travelers Casualty and Surety Company of America· bond 775224123TX Canceled Close FileSoS File 940054· filed April 14, 1994· canceled September 11, 1997· The North River Insurance Company· bond 6101992008TX131	Register: direct.sos.state.tx.us · Last checked: July 7, 2026
CFPB complaints on record	1,906	CFPB database: consumerfinance.gov · Last checked: August 12, 2026

Common questions about Credit Systems International

Is Credit Systems International licensed to collect debt in Texas?

Yes. Credit Systems International has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970237), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.

What types of debt does Credit Systems International specialize in collecting?

According to its own website, Credit Systems International specializes in medical and healthcare, utility and government and municipal collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared medical debt collection and utility debt collection and government debt collection specialists are listed on our industry pages.

Does Credit Systems International have complaints on record?

The public CFPB Consumer Complaint Database records 1,906 debt-collection complaints referencing Credit Systems International, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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