Diversified Adjustment Service

Diversified Adjustment Service is a debt collection agency headquartered in Coon Rapids, MN. It has held a Texas surety bond continuously for 32 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20220118), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed as a collection agency in Illinois continuously for 32 years, and currently holds a license recorded as active with the Illinois Department of Financial and Professional Regulation (017001297), meeting the Collection Agency Act requirement for collection agencies operating in the state. It has been licensed to collect in New York City continuously for 28 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (0994376-DCA). It has been licensed as a debt collector in California continuously for 3 years, and is currently on the Department of Financial Protection and Innovation's list of licensees in force (10212-99), meeting the Debt Collection Licensing Act requirement for debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
32 years

of continuous verified Texas bond history on the Texas Secretary of State register. Diversified Adjustment Service currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Diversified Adjustment Service

FactValueSource
Headquarters Coon Rapids, MN

Named on: texas-sos.appianportalsgov.com · Last checked: September 16, 2026

Year founded 1981

Stated on: diversifiedadjustment.com · Last checked: September 24, 2026

Company type Third-party agency

Classified by us from: diversifiedadjustment.com · Last checked: September 24, 2026

Debt types handled Telecommunications, Healthcare, Financial Services, Government, Utilities, Commercial, Student & Education

Telecommunications, Healthcare, Financial Services, Government, Utilities, Commercial named on: diversifiedadjustment.com · Last checked: September 24, 2026

Student & Education named on: web.archive.org · Last checked: May 21, 2024

Website diversifiedadjustment.com
Texas surety bond history
32 years continuously bonded
Active SoS File 20220118 · filed September 14, 2022 · UNITED STATE FIRE INSURANCE COMPANY · bond 6021373545
Canceled Close File SoS File 970254 · filed July 28, 1997 · canceled December 7, 2022 · Travelers Casualty and Surety Company of America · bond 775224112TX
Canceled Close File SoS File 940031 · filed February 8, 1994 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX116

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

Illinois license history
32 years continuously licensed
ACTIVE 017001297 · filed June 20, 1994

Register: data.illinois.gov · Last checked: September 29, 2026

New York license history
28 years continuously licensed
Active 0994376-DCA · filed September 2, 1998

Register: data.cityofnewyork.us · Last checked: September 29, 2026

California license history
3 years continuously licensed
Active 10212-99 · filed March 3, 2023

Register: dfpi.ca.gov · Last checked: October 5, 2026

CFPB debt-collection complaints on record 2,310

CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Diversified Adjustment Service safely

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Common questions about Diversified Adjustment Service

Is Diversified Adjustment Service licensed to collect debt in Texas?

Diversified Adjustment Service has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20220118), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Diversified Adjustment Service licensed to collect debt in New York City?

Yes. Diversified Adjustment Service holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 0994376-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Is Diversified Adjustment Service licensed to collect debt in California?

Yes. Diversified Adjustment Service holds an active debt collector license with the California Department of Financial Protection and Innovation (license 10212-99), on the department's list of current licensees, last checked October 5, 2026. The Debt Collection Licensing Act, Financial Code Section 100001, requires this license of a debt collector, though banks, licensed lenders and commercial collectors are lawfully exempt from it.

Is Diversified Adjustment Service licensed to collect debt in Illinois?

Yes. Diversified Adjustment Service holds a current collection agency license with the Illinois Department of Financial and Professional Regulation (license 017001297), recorded as active on the state's public license register, last checked September 29, 2026. The Collection Agency Act, 205 ILCS 740, Section 4, requires this license of a collection agency operating in the state, though an out-of-state agency collecting into Illinois only by interstate communication from a state where it is licensed, with reciprocity, is lawfully exempt.

Does Diversified Adjustment Service have complaints on record?

The public CFPB Consumer Complaint Database records 2,310 debt-collection complaints referencing Diversified Adjustment Service, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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