Financial Asset Management Systems

Last checked: July 22, 2026

Financial Asset Management Systems is a debt collection agency headquartered in Woodstock. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20040150), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
29 years

of continuous verified Texas bond history on the Secretary of State register. Financial Asset Management Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 22, 2026

Verified facts about Financial Asset Management Systems

FactValueSource
HeadquartersWoodstock

Source: fams.net · Last checked: July 22, 2026

Year founded1993

Source: fams.net · Last checked: July 22, 2026

Company typeThird-party agency

Source: fams.net · Last checked: July 22, 2026

Debt types handledHealthcare, Student & Education, Financial Services, Telecommunications, Government

Source: fams.net · Last checked: July 22, 2026

Websitefams.net
Texas surety bond history
29 years continuously bonded
ActiveSoS File 20220096· filed July 29, 2022
Canceled Close FileSoS File 20070125· filed June 11, 2007· canceled June 17, 2011
ActiveSoS File 20050245· filed October 13, 2005
ActiveSoS File 20040150· filed August 30, 2004
Canceled Close FileSoS File 20020157· filed September 6, 2002· canceled December 27, 2004
Canceled Close FileSoS File 970394· filed August 8, 1997· canceled November 22, 2002
Canceled Close FileSoS File 970003· filed January 27, 1997· canceled September 11, 1997

Register: direct.sos.state.tx.us · Last checked: July 22, 2026

CFPB complaints on record258

CFPB database: consumerfinance.gov · Last checked: July 22, 2026

Public enforcement record

On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Financial Asset Management Systems, Inc. (Debt Collection Licensing Act license 10190-99) for filing its annual report after the March 15, 2025 statutory deadline, in violation of California Financial Code section 100021(a); the report was filed March 20, 2025. The matter was resolved by a Settlement Agreement dated May 2, 2025 under which the company paid a $2,500 administrative penalty; its license continues. Source: California DFPI enforcement action page, Desist and Refrain Order and Settlement Agreement (dfpi.ca.gov); read and verified July 22, 2026.

This section reports adjudicated regulatory actions from the regulator's own published documents. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.

Common questions about Financial Asset Management Systems

Is Financial Asset Management Systems licensed to collect debt in Texas?

Yes. Financial Asset Management Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20040150), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 22, 2026.

Does Financial Asset Management Systems have complaints on record?

The public CFPB Consumer Complaint Database records 258 debt-collection complaints referencing Financial Asset Management Systems, as of July 22, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

Has Financial Asset Management Systems faced regulatory enforcement?

On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Financial Asset Management Systems, Inc. (Debt Collection Licensing Act license 10190-99) for filing its annual report after the March 15, 2025 statutory deadline, in violation of California Financial Code section 100021(a); the report was filed March 20, 2025. The matter was resolved by a Settlement Agreement dated May 2, 2025 under which the company paid a $2,500 administrative penalty; its license continues. Source: California DFPI enforcement action page, Desist and Refrain Order and Settlement Agreement (dfpi.ca.gov); read and verified July 22, 2026. The regulator's own published order is linked on this page. This is an adjudicated public record, reported neutrally; it does not affect where the agency sits in this directory's bands.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.