Financial Credit Network

Financial Credit Network is a debt collection agency headquartered in Visalia, CA. It has held a Texas surety bond continuously for 28 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20090046), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed as a debt collector in California continuously for 3 years, and is currently on the Department of Financial Protection and Innovation's list of licensees in force (10874-99), meeting the Debt Collection Licensing Act requirement for debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
28 years

of continuous verified Texas bond history on the Texas Secretary of State register. Financial Credit Network currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Financial Credit Network

FactValueSource
Headquarters Visalia, CA

Named on: texas-sos.appianportalsgov.com · Last checked: September 16, 2026

Company type Third-party agency

Source: fcnetwork.com

Debt types handled Healthcare, Utilities, Government, Commercial

Source: fcnetwork.com

Website fcnetwork.com
Texas surety bond history
28 years continuously bonded
Active SoS File 20090046 · filed February 23, 2009 · Travelers Casualty and Surety Company of America · bond 7752241197TX
Canceled Close File SoS File 980027 · filed February 9, 1998 · canceled November 20, 2009 · Fidelity & Deposit Company of Maryland · bond 08022156

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

California license history
3 years continuously licensed
Active 10874-99 · filed June 21, 2023

Register: dfpi.ca.gov · Last checked: October 5, 2026

CFPB debt-collection complaints on record 402

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Financial Credit Network safely

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Common questions about Financial Credit Network

Is Financial Credit Network licensed to collect debt in Texas?

Financial Credit Network has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20090046), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Is Financial Credit Network licensed to collect debt in California?

Yes. Financial Credit Network holds an active debt collector license with the California Department of Financial Protection and Innovation (license 10874-99), on the department's list of current licensees, last checked October 5, 2026. The Debt Collection Licensing Act, Financial Code Section 100001, requires this license of a debt collector, though banks, licensed lenders and commercial collectors are lawfully exempt from it.

Does Financial Credit Network have complaints on record?

The public CFPB Consumer Complaint Database records 402 debt-collection complaints referencing Financial Credit Network, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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