Financial Recovery Services
of continuous verified Texas bond history on the Texas Secretary of State register. Financial Recovery Services currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about Financial Recovery Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Mendota Heights, MN | Named on: fin-rec.com · Last checked: October 10, 2026 |
| Year founded | 1996 | Stated on: fin-rec.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: fin-rec.com · Last checked: October 10, 2026 |
| Debt types handled | Financial Services, Retail, Utilities | Named on: frs.fin-rec.com · Last checked: October 10, 2026 |
| Website | fin-rec.com | |
| Careers page | fin-rec.com/careers | Linked from: fin-rec.com · Last checked: October 2, 2026 |
| Texas surety bond history | 30 years continuously bonded Active SoS File 970299 · filed July 31, 1997 · Travelers Casualty and Surety Company of America · bond 775224286TX Canceled Close File SoS File 970078 · filed April 14, 1997 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX331 Canceled Close File SoS File 960042 · filed March 8, 1996 · canceled May 11, 1997 · Continental Casualty Company · bond 138073851 | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026 |
| New York license history | 27 years continuously licensed Active 2101504-DCA · filed September 14, 2021 Active 1276654-DCA · filed January 30, 2008 Active 1015506-DCA · filed July 28, 1999 | Register: data.cityofnewyork.us · Last checked: September 29, 2026 |
| CFPB debt-collection complaints on record | 401 | CFPB database: consumerfinance.gov · Last checked: October 7, 2026 |
How to reach Financial Recovery Services safely
From Financial Recovery Services's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- 866-438-2860 Toll-free As shown on Financial Recovery Services's own website, read October 6, 2026
- 952-831-4800 As shown on Financial Recovery Services's own website, read October 6, 2026
- Pay online
- fin-rec.payd.it This payment site is on a different domain from Financial Recovery Services's own website: payd.it (the company's 'Resolv1n Platform'; name taken from the address only). Financial Recovery Services's own website links to it. As linked from Financial Recovery Services's own website, read October 6, 2026
- Write to
- Consumers also have the option of mailing payments to our office: 1345 Mendota Heights Road, Suite 100, Mendota Heights, MN 55120 As shown on Financial Recovery Services's own website, read October 6, 2026
- Dispute
- Financial Recovery Services's own dispute pageLinked from its website, read October 6, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about Financial Recovery Services
Is Financial Recovery Services licensed to collect debt in Texas?
Financial Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970299), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.
Is Financial Recovery Services licensed to collect debt in New York City?
Yes. Financial Recovery Services holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1015506-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
Does Financial Recovery Services have complaints on record?
The public CFPB Consumer Complaint Database records 401 debt-collection complaints referencing Financial Recovery Services, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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