Financial Recovery Services
Last checked: August 12, 2026
of continuous verified Texas bond history on the Texas Secretary of State register. Financial Recovery Services currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: August 24, 2026
What brings you here?
Two of the most common reasons people check a collector. Pick whichever fits.
Run a collection agency?See how we rank agencies, and how to get listed.
Verified facts about Financial Recovery Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Mendota Heights, MN | Source: fin-rec.com · Last checked: August 12, 2026 |
| Year founded | 1996 | Source: fin-rec.com · Last checked: August 12, 2026 |
| Company type | Third-party agency | Source: fin-rec.com · Last checked: August 12, 2026 |
| Debt types handled | Financial Services, Retail, Utilities | Source: fin-rec.com · Last checked: August 12, 2026 |
| Website | fin-rec.com | |
| Texas surety bond history | 30 years continuously bonded ActiveSoS File 970299· filed July 31, 1997· Travelers Casualty and Surety Company of America· bond 775224286TX Canceled Close FileSoS File 970078· filed April 14, 1997· canceled September 11, 1997· The North River Insurance Company· bond 6101992008TX331 Canceled Close FileSoS File 960042· filed March 8, 1996· canceled May 11, 1997· Continental Casualty Company· bond 138073851 | Register: direct.sos.state.tx.us · Last checked: August 24, 2026 |
| CFPB complaints on record | 394 | CFPB database: consumerfinance.gov · Last checked: August 12, 2026 |
Common questions about Financial Recovery Services
Is Financial Recovery Services licensed to collect debt in Texas?
Yes. Financial Recovery Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970299), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.
Does Financial Recovery Services have complaints on record?
The public CFPB Consumer Complaint Database records 394 debt-collection complaints referencing Financial Recovery Services, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.