LCS Financial Services

LCS Financial Services is a debt collection agency headquartered in Centennial, CO. It has held a Texas surety bond continuously for 20 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20060085), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 20 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (1232415-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
20 years

of continuous verified Texas bond history on the Texas Secretary of State register. LCS Financial Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about LCS Financial Services

FactValueSource
Headquarters Centennial, CO

Named on: lcsfin.com · Last checked: October 3, 2026

Company type Third-party agency

Classified by us from: lcsfin.com · Last checked: October 3, 2026

Debt types handled Financial Services

Named on: lcsfin.com · Last checked: October 3, 2026

Website lcsfin.com
Careers page lcs-financial-services-corporation.breezy.hr

Linked from: lcsfin.com · Last checked: October 2, 2026

Texas surety bond history
20 years continuously bonded
Active SoS File 20060085 · filed April 21, 2006 · HARCO National Insurance Company · bond 0418989

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

New York license history
20 years continuously licensed
Active 1232415-DCA · filed July 6, 2006

Register: data.cityofnewyork.us · Last checked: September 29, 2026

CFPB debt-collection complaints on record 67

CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach LCS Financial Services safely

From LCS Financial Services's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
intelligentnegotiator.com This payment site is on another company's domain (intelligentnegotiator.com (link text 'Customer Portal'; name taken from the address only)). LCS Financial Services's own website links to it. As linked from LCS Financial Services's own website, read October 6, 2026
Write to
Pay By Mail LCS Financial Services 6782 S. Potomac Street, Suite 100 As shown on LCS Financial Services's own website, read October 6, 2026
Hours
Monday-Friday 7am-5pm MTAs its website states them

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about LCS Financial Services

Is LCS Financial Services licensed to collect debt in Texas?

LCS Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20060085), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is LCS Financial Services licensed to collect debt in New York City?

Yes. LCS Financial Services holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1232415-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does LCS Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 67 debt-collection complaints referencing LCS Financial Services, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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