LCS Financial Services

Last checked: July 20, 2026

LCS Financial Services is a debt collection agency headquartered in Centennial. It has held a Texas surety bond continuously for 20 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20060085), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

20 years

of continuous verified Texas bond history on the Secretary of State register. LCS Financial Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 20, 2026

Verified facts about LCS Financial Services

Fact	Value	Source
Headquarters	Centennial	Source: lcsfin.com · Last checked: July 20, 2026
Year founded	2005	Source: lcsfin.com · Last checked: July 20, 2026
Company type	Third-party agency	Source: lcsfin.com · Last checked: July 20, 2026
Debt types handled	Financial Services	Source: lcsfin.com · Last checked: July 20, 2026
Website	lcsfin.com
Texas surety bond history	20 years continuously bonded ActiveSoS File 20060085· filed April 21, 2006	Register: direct.sos.state.tx.us · Last checked: July 20, 2026
CFPB complaints on record	66	CFPB database: consumerfinance.gov · Last checked: July 20, 2026

Common questions about LCS Financial Services

Is LCS Financial Services licensed to collect debt in Texas?

Yes. LCS Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20060085), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 20, 2026.

Does LCS Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 66 debt-collection complaints referencing LCS Financial Services, as of July 20, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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