Loan Science, LLC

Third-party agencyAustin

Loan Science, LLC is a debt collection agency headquartered in Austin. It has held a Texas surety bond continuously for 12 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20240083), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 10 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2039729-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

Visit loanscience.com How to reach Loan Science, LLC safely

Texas bond

12 years continuous

Bond on file

Active, $10,000

CFPB complaints on record

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

12 years

of continuous verified Texas bond history on the Texas Secretary of State register. Loan Science, LLC currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

Public-record facts about Loan Science, LLC

Fact	Value	Source
Headquarters	Austin	Named on: loanscience.com · Last checked: October 10, 2026
Company type	Third-party agency	Classified by us from: loanscience.com · Last checked: October 10, 2026
Debt types handled	Student & Education, Automotive, Commercial, Consumer, Retail, Financial Services	Student & Education, Financial Services named on: loanscience.com · Last checked: October 10, 2026 Consumer, Retail named on: loanscience.com · Last checked: October 10, 2026 Automotive, Commercial: source: loanscience.com
Website	loanscience.com
Texas surety bond history	12 years continuously bonded Active SoS File 20240083 · filed July 1, 2024 · Harco National Insurnace Company · bond HSHUSU0826076 Active SoS File 20210148 · filed August 30, 2021 · Texas · bond 100567943 Canceled Close File SoS File 20140204 · filed August 14, 2014 · canceled October 24, 2021 · Western Surety Company · bond 62119252	Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026
New York license history	10 years continuously licensed Active 2039729-DCA · filed June 30, 2016	Register: data.cityofnewyork.us · Last checked: September 29, 2026
CFPB debt-collection complaints on record	23	CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Loan Science, LLC safely

From Loan Science, LLC's own website, read October 12, 2026. Each detail links to the page that shows it.

Call: (512) 501-2400 As shown on Loan Science, LLC's own website, read October 12, 2026

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Common questions about Loan Science, LLC

Is Loan Science, LLC licensed to collect debt in Texas?

Loan Science, LLC has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20240083), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Is Loan Science, LLC licensed to collect debt in New York City?

Yes. Loan Science, LLC holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2039729-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

What types of debt does Loan Science, LLC specialize in collecting?

According to its own website, Loan Science, LLC specializes in student and education collections. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

Does Loan Science, LLC have complaints on record?

The public CFPB Consumer Complaint Database records 23 debt-collection complaints referencing Loan Science, LLC, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

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This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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