Lockhart, Morris & Montgomery

Last checked: August 11, 2026

Lockhart, Morris & Montgomery is a debt collection agency headquartered in Richardson, TX. It has held a Texas surety bond continuously for 16 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20150116), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

16 years

of continuous verified Texas bond history on the Secretary of State register. Lockhart, Morris & Montgomery currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 7, 2026

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Verified facts about Lockhart, Morris & Montgomery

Fact	Value	Source
Headquarters	Richardson, TX	Source: lmminc.com · Last checked: August 11, 2026
Year founded	2004	Source: lmminc.com · Last checked: August 11, 2026
Company type	Third-party agency	Source: lmminc.com · Last checked: August 11, 2026
Debt types handled	Student & Education, Healthcare, Commercial, Financial Services, Utilities, Government, Automotive	Source: lmminc.com · Last checked: August 11, 2026
Website	lmminc.com
Texas surety bond history	16 years continuously bonded ActiveSoS File 20150116· filed June 1, 2015· SureTec Insurance Company· bond 3374342 ActiveSoS File 20140181· filed July 22, 2014· Philadelphia Indemnity Insurance Company· bond PB11499801299 Canceled Close FileSoS File 20100059· filed February 25, 2010· canceled September 30, 2014· Western Surety Company· bond 14609729	Register: direct.sos.state.tx.us · Last checked: July 7, 2026
CFPB complaints on record	2,021	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Lockhart, Morris & Montgomery

Is Lockhart, Morris & Montgomery licensed to collect debt in Texas?

Yes. Lockhart, Morris & Montgomery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20150116), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.

Does Lockhart, Morris & Montgomery have complaints on record?

The public CFPB Consumer Complaint Database records 2,021 debt-collection complaints referencing Lockhart, Morris & Montgomery, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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