Ray Klein Inc

Also trades as Professional Credit Service Source: texas-sos.appianportalsgov.com · read September 25, 2026

Ray Klein Inc is a debt collection agency headquartered in Springfield. It has held a Texas surety bond continuously for 17 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20080239), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 4 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2103371-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

17 years

of continuous verified Texas bond history on the Texas Secretary of State register. Ray Klein Inc currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

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Public-record facts about Ray Klein Inc

Fact	Value	Source
Headquarters	Springfield	Named on: professionalcredit.com · Last checked: October 3, 2026
Year founded	1933	Stated on: professionalcredit.com · Last checked: September 26, 2026
Company type	Third-party agency	Classified by us from: professionalcredit.com · Last checked: October 3, 2026
Debt types handled	Healthcare, Government, Utilities, Automotive, Financial Services	Healthcare, Government, Utilities, Financial Services named on: professionalcredit.com · Last checked: October 3, 2026 Automotive named on: professionalcredit.com · Last checked: August 14, 2026
Website	professionalcredit.com
Careers page	professionalcredit.com/careers	Linked from: professionalcredit.com · Last checked: October 2, 2026
Texas surety bond history	17 years continuously bonded Active SoS File 20080239 · filed October 17, 2008 · Travelers Casualty and Surety Company of America · bond 7752241179TX	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
New York license history	4 years continuously licensed Active 2134523-DCWP · filed April 22, 2026 Active 2103371-DCA · filed January 7, 2022	Register: data.cityofnewyork.us · Last checked: September 29, 2026
CFPB debt-collection complaints on record	617	CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Ray Klein Inc safely

From Ray Klein Inc's own website, read October 6, 2026. Each detail links to the page that shows it.

Call: No consumer phone number found on Ray Klein Inc's website on October 6, 2026.
Pay online: pcsdirectpay.com This payment site is on another company's domain (pcsdirectpay.com (link text 'Professional Credit Consumer Payment Portal'; a separate domain built on 'PCS')). Ray Klein Inc's own website links to it. As linked from Ray Klein Inc's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call the company on a number you find yourself.

Common questions about Ray Klein Inc

Is Ray Klein Inc licensed to collect debt in Texas?

Ray Klein Inc has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20080239), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Ray Klein Inc licensed to collect debt in New York City?

Yes. Ray Klein Inc holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2103371-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Ray Klein Inc have complaints on record?

The public CFPB Consumer Complaint Database records 617 debt-collection complaints referencing Ray Klein Inc, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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