Recuvery
Last checked: July 20, 2026
of continuous verified Texas bond history on the Secretary of State register. Recuvery currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 20, 2026
Verified facts about Recuvery
| Fact | Value | Source |
|---|---|---|
| Headquarters | Irvine | Source: recuvery.com · Last checked: July 20, 2026 |
| Company type | Third-party agency | Source: recuvery.com · Last checked: July 20, 2026 |
| Debt types handled | Utilities, Healthcare, Commercial | Source: recuvery.com · Last checked: July 20, 2026 |
| Website | recuvery.com | |
| Texas surety bond history | 1 year continuously bonded ActiveSoS File 20240120· filed October 17, 2024 | Register: direct.sos.state.tx.us · Last checked: July 20, 2026 |
| CFPB complaints on record | 52 | CFPB database: consumerfinance.gov · Last checked: July 20, 2026 |
Public enforcement record
On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Recuvery LLC (Debt Collection Licensing Act license 11507-99) for failing to file its annual report by March 15, 2025, in violation of California Financial Code section 100021(a); the report was filed late on March 25, 2025. The matter was resolved by a Settlement Agreement dated May 8, 2025, under which the company paid a $2,000 administrative penalty and consented to a final desist-and-refrain order. Source: California DFPI enforcement action page and Settlement Agreement (dfpi.ca.gov); read and verified July 19, 2026.
This section reports adjudicated regulatory actions from the regulator's own published documents. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.
Common questions about Recuvery
Is Recuvery licensed to collect debt in Texas?
Yes. Recuvery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20240120), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 20, 2026.
Does Recuvery have complaints on record?
The public CFPB Consumer Complaint Database records 52 debt-collection complaints referencing Recuvery, as of July 20, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
Has Recuvery faced regulatory enforcement?
On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Recuvery LLC (Debt Collection Licensing Act license 11507-99) for failing to file its annual report by March 15, 2025, in violation of California Financial Code section 100021(a); the report was filed late on March 25, 2025. The matter was resolved by a Settlement Agreement dated May 8, 2025, under which the company paid a $2,000 administrative penalty and consented to a final desist-and-refrain order. Source: California DFPI enforcement action page and Settlement Agreement (dfpi.ca.gov); read and verified July 19, 2026. The regulator's own published order is linked on this page. This is an adjudicated public record, reported neutrally; it does not affect where the agency sits in this directory's bands.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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