Recuvery
of continuous verified Texas bond history on the Texas Secretary of State register. The live register has not re-confirmed this bond since July 20, 2026, so it is not described here as current.
Source: texas-sos.appianportalsgov.com · Last checked: July 20, 2026
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Public-record facts about Recuvery
| Fact | Value | Source |
|---|---|---|
| Headquarters | Irvine, CA | Source: recuvery.com |
| Company type | Third-party agency | Classified by us from: recuvery.com · Last checked: October 3, 2026 |
| Debt types handled | Utilities, Healthcare, Commercial | Named on: recuvery.com · Last checked: October 3, 2026 |
| Website | recuvery.com | |
| Texas surety bond history | 1 year continuously bonded Active when last checked July 20, 2026 SoS File 20240120 · filed October 17, 2024 · TEXAS BONDING COMPANY · bond 100895730 | Read from: the Secretary of State's former search, retired September 29, 2026 · Last checked: July 20, 2026 Register: texas-sos.appianportalsgov.com |
| New York license history | 1 year continuously licensed Active 2124853-DCWP · filed October 18, 2024 | Register: data.cityofnewyork.us · Last checked: September 29, 2026 |
| CFPB debt-collection complaints on record | 58 | CFPB database: consumerfinance.gov · Last checked: September 30, 2026 |
How to reach Recuvery safely
No phone numbers shown yet. We show them only from a website we have tied to Recuvery's state register record, and its website is not yet tied.
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Public enforcement record
On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Recuvery LLC (Debt Collection Licensing Act license 11507-99) for failing to file its annual report by March 15, 2025, in violation of California Financial Code section 100021(a); the report was filed late on March 25, 2025. The matter was resolved by a Settlement Agreement dated May 8, 2025, under which the company paid a $2,000 administrative penalty and consented to a final desist-and-refrain order. Source: California DFPI enforcement action page and Settlement Agreement (dfpi.ca.gov); read and verified July 19, 2026.
the regulator's published order: dfpi.ca.gov · Last checked: August 25, 2026
This section reports adjudicated regulatory actions from the regulator's own published documents. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.
Common questions about Recuvery
Is Recuvery licensed to collect debt in Texas?
Texas Secretary of State records showed Recuvery with an active $10,000 surety bond on file (SoS File 20240120) when last checked on July 20, 2026. The state's live register has not re-confirmed that bond since, so we cannot say it is current. Texas Finance Code Chapter 392 requires an active $10,000 bond before collecting consumer debts; buyers should confirm the current status with the Texas Secretary of State before relying on it.
Is Recuvery licensed to collect debt in New York City?
Yes. Recuvery holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2124853-DCWP), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
Does Recuvery have complaints on record?
The public CFPB Consumer Complaint Database records 58 debt-collection complaints referencing Recuvery, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
Has Recuvery faced regulatory enforcement?
On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Recuvery LLC (Debt Collection Licensing Act license 11507-99) for failing to file its annual report by March 15, 2025, in violation of California Financial Code section 100021(a); the report was filed late on March 25, 2025. The matter was resolved by a Settlement Agreement dated May 8, 2025, under which the company paid a $2,000 administrative penalty and consented to a final desist-and-refrain order. Source: California DFPI enforcement action page and Settlement Agreement (dfpi.ca.gov); read and verified July 19, 2026. The regulator's own published order is linked on this page. This is an adjudicated public record, reported neutrally; it does not affect where the agency sits in this directory's bands.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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