Torres Credit Services

Last checked: August 11, 2026

Torres Credit Services is a debt collection agency headquartered in Carlisle, PA. It has held a Texas surety bond continuously for 22 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20030185), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

22 years

of continuous verified Texas bond history on the Texas Secretary of State register. Torres Credit Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Torres Credit Services

Fact	Value	Source
Headquarters	Carlisle, PA	Source: torrescredit.com · Last checked: August 11, 2026
Year founded	2003	Source: torrescredit.com · Last checked: August 11, 2026
Company type	Third-party agency	Source: torrescredit.com · Last checked: August 11, 2026
Website	torrescredit.com
Texas surety bond history	22 years continuously bonded ActiveSoS File 20030185· filed October 15, 2003· Travelers Casualty and Surety Company of America· bond 775224842TX	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	232	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Torres Credit Services

Is Torres Credit Services licensed to collect debt in Texas?

Yes. Torres Credit Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030185), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

Does Torres Credit Services have complaints on record?

The public CFPB Consumer Complaint Database records 232 debt-collection complaints referencing Torres Credit Services, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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