Torres Credit Services
Last checked: July 13, 2026
of continuous verified Texas bond history on the Secretary of State register. Torres Credit Services currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 13, 2026
Verified facts about Torres Credit Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Carlisle | Source: torrescredit.com · Last checked: July 13, 2026 |
| Year founded | 2003 | Source: torrescredit.com · Last checked: July 13, 2026 |
| Company type | Third-party agency | Source: torrescredit.com · Last checked: July 13, 2026 |
| Website | torrescredit.com | |
| Texas surety bond history | 22 years continuously bonded ActiveSoS File 20030185· filed October 15, 2003 | Register: direct.sos.state.tx.us · Last checked: July 13, 2026 |
| CFPB complaints on record | 231 | CFPB database: consumerfinance.gov · Last checked: July 13, 2026 |
Common questions about Torres Credit Services
Is Torres Credit Services licensed to collect debt in Texas?
Yes. Torres Credit Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030185), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 13, 2026.
Does Torres Credit Services have complaints on record?
The public CFPB Consumer Complaint Database records 231 debt-collection complaints referencing Torres Credit Services, as of July 13, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
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