Tri-State Adjustments

Tri-State Adjustments is a debt collection agency headquartered in La Crosse, WI. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970290), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 1 year, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2130156-DCWP). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
29 years

of continuous verified Texas bond history on the Texas Secretary of State register. Tri-State Adjustments currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Tri-State Adjustments

FactValueSource
Headquarters La Crosse, WI

Named on: wecollectmore.com · Last checked: October 3, 2026

Year founded 1990

Stated on: wecollectmore.com · Last checked: September 26, 2026

Company type Third-party agency

Classified by us from: wecollectmore.com · Last checked: October 3, 2026

Debt types handled Retail, Commercial, Healthcare, Government

Named on: wecollectmore.com · Last checked: October 3, 2026

Website wecollectmore.com
Careers page wecollectmore.com/employment

Linked from: wecollectmore.com · Last checked: October 2, 2026

Texas surety bond history
29 years continuously bonded
Active SoS File 970290 · filed July 30, 1997 · Travelers Casualty and Surety Company of America · bond 775224287TX
Canceled Close File SoS File 970049 · filed March 18, 1997 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX332

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

New York license history
1 year continuously licensed
Active 2130156-DCWP · filed July 24, 2025

Register: data.cityofnewyork.us · Last checked: September 29, 2026

CFPB debt-collection complaints on record 89

CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Tri-State Adjustments safely

From Tri-State Adjustments's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
wecollectmore.com As linked from Tri-State Adjustments's own website, read October 6, 2026
Write to
Mailing Address: P.O. Box 3219 La Crosse, WI 54602 As shown on Tri-State Adjustments's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Tri-State Adjustments

Is Tri-State Adjustments licensed to collect debt in Texas?

Tri-State Adjustments has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970290), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Tri-State Adjustments licensed to collect debt in New York City?

Yes. Tri-State Adjustments holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2130156-DCWP), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does Tri-State Adjustments have complaints on record?

The public CFPB Consumer Complaint Database records 89 debt-collection complaints referencing Tri-State Adjustments, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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