Fair Collections & Outsourcing
of continuous verified Texas bond history on the Texas Secretary of State register. Fair Collections & Outsourcing currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about Fair Collections & Outsourcing
| Fact | Value | Source |
|---|---|---|
| Headquarters | Laurel, MD | Named on: fco.com · Last checked: October 3, 2026 |
| Company type | Third-party agency | Classified by us from: fco.com · Last checked: October 3, 2026 |
| Debt types handled | Rental & Multifamily | Named on: fco.com · Last checked: October 3, 2026 |
| Website | fco.com | |
| Careers page | fco.com/Jobs | Linked from: fco.com · Last checked: October 2, 2026 |
| Texas surety bond history | 21 years continuously bonded Active SoS File 20050069 · filed March 15, 2005 · HARCO NATIONAL INSURANCE COMPANY · bond 0398984 | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 |
| New York license history | 21 years continuously licensed Surrendered 2083668-DCA · filed March 25, 2019 Active 1208466-DCA · filed August 30, 2005 | Register: data.cityofnewyork.us · Last checked: September 28, 2026 |
| Florida registration history | 21 years continuously registered Approved CCA0900488 · filed April 28, 2005 | Register: flofr.gov · Last checked: October 5, 2026 |
| California license history | 3 years continuously licensed Active 10638-99 · filed May 30, 2023 | Register: dfpi.ca.gov · Last checked: October 5, 2026 |
| CFPB debt-collection complaints on record | 5,128 | CFPB database: consumerfinance.gov · Last checked: September 30, 2026 |
How to reach Fair Collections & Outsourcing safely
From Fair Collections & Outsourcing's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- 877.324.7959 As shown on Fair Collections & Outsourcing's own website, read October 6, 2026
- Pay online
- pay.fco.com As linked from Fair Collections & Outsourcing's own website, read October 6, 2026
- Hours
- Fair Collections & Outsourcing, Inc. does not provide language access services.As its website states them
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about Fair Collections & Outsourcing
Is Fair Collections & Outsourcing licensed to collect debt in Texas?
Fair Collections & Outsourcing has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050069), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.
Is Fair Collections & Outsourcing licensed to collect debt in New York City?
Yes. Fair Collections & Outsourcing holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1208466-DCA), last checked September 28, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
Is Fair Collections & Outsourcing registered to collect debt in Florida?
Yes. Fair Collections & Outsourcing holds a consumer collection agency registration with the Florida Office of Financial Regulation (CCA0900488), recorded as Approved, last checked October 5, 2026. Chapter 559, Part VI of the Florida Statutes requires this registration of a consumer collection agency, though nine categories of business are lawfully exempt from it.
Is Fair Collections & Outsourcing licensed to collect debt in California?
Yes. Fair Collections & Outsourcing holds an active debt collector license with the California Department of Financial Protection and Innovation (license 10638-99), on the department's list of current licensees, last checked October 5, 2026. The Debt Collection Licensing Act, Financial Code Section 100001, requires this license of a debt collector, though banks, licensed lenders and commercial collectors are lawfully exempt from it.
What types of debt does Fair Collections & Outsourcing specialize in collecting?
According to its own website, Fair Collections & Outsourcing specializes in multifamily and rental collections, read July 10, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.
Does Fair Collections & Outsourcing have complaints on record?
The public CFPB Consumer Complaint Database records 5,128 debt-collection complaints referencing Fair Collections & Outsourcing, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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