Fair Collections & Outsourcing
Last checked: August 12, 2026
of continuous verified Texas bond history on the Texas Secretary of State register. Fair Collections & Outsourcing currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 7, 2026
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Verified facts about Fair Collections & Outsourcing
| Fact | Value | Source |
|---|---|---|
| Headquarters | Laurel, MD | Source: fco.com · Last checked: August 12, 2026 |
| Year founded | 1984 | Source: fco.com · Last checked: August 12, 2026 |
| Company type | Third-party agency | Source: fco.com · Last checked: August 12, 2026 |
| Debt types handled | Rental & Multifamily | Source: fco.com · Last checked: August 12, 2026 |
| Website | fco.com | |
| Texas surety bond history | 21 years continuously bonded ActiveSoS File 20050069· filed March 15, 2005· HARCO NATIONAL INSURANCE COMPANY· bond 0398984 | Register: direct.sos.state.tx.us · Last checked: July 7, 2026 |
| New York license history | 20 years continuously licensed Surrendered2083668-DCA· filed March 25, 2019· canceled January 31, 2027 Active1208466-DCA· filed August 30, 2005 | Register: data.cityofnewyork.us · Last checked: August 5, 2026 |
| Florida registration history | 21 years continuously registered ApprovedCCA0900488· filed April 28, 2005 | Register: flofr.gov · Last checked: August 19, 2026 |
| CFPB complaints on record | 4,943 | CFPB database: consumerfinance.gov · Last checked: August 12, 2026 |
Common questions about Fair Collections & Outsourcing
Is Fair Collections & Outsourcing licensed to collect debt in Texas?
Yes. Fair Collections & Outsourcing has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050069), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.
Is Fair Collections & Outsourcing licensed to collect debt in New York City?
Yes. Fair Collections & Outsourcing holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1208466-DCA), last checked August 5, 2026. New York City requires this license of any agency collecting from NYC residents, wherever the agency itself is based.
Is Fair Collections & Outsourcing registered to collect debt in Florida?
Yes. Fair Collections & Outsourcing holds a consumer collection agency registration with the Florida Office of Financial Regulation (CCA0900488), recorded as Approved, last checked August 19, 2026. Chapter 559, Part VI of the Florida Statutes requires this registration of a consumer collection agency, though nine categories of business are lawfully exempt from it.
What types of debt does Fair Collections & Outsourcing specialize in collecting?
According to its own website, Fair Collections & Outsourcing specializes in multifamily and rental collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.
Does Fair Collections & Outsourcing have complaints on record?
The public CFPB Consumer Complaint Database records 4,943 debt-collection complaints referencing Fair Collections & Outsourcing, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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